13 Mar 2026

Meet Mahalia Duhaney‑Collins: Driving Better Outcomes

Working closely with advisers is what we do best. We caught up with Mahalia, from our Key Account Management team (KAM), to hear about her journey, what drives her, and how important it is for us to help advisers provide the best possible service and positive outcomes for clients. Tell us a bit about yourself […]

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10 Mar 2026

Press release: Wealthtime Research Reveals Over Half of Advised Clients Are More Worried About Tax

New research from Wealthtime reveals tax anxiety among UK investors is rising sharply. The study shows that more than half of advised clients feel more worried about tax than they did a year ago, with confidence in tax-year end planning at notably low levels. Tax Concerns Rising Among Advised Clients The nationally representative survey—conducted by […]

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06 Mar 2026

The late rush is predictable – so treat it like a system failure

Nearly a quarter acted in the final week last tax year. That’s not “bad behaviour” – it’s an engagement and process problem. A useful rule of thumb – if something happens every year, it’s not a surprise – it’s a system. And the late rush is a system. In our research*, 24% of advice-engaged clients […]

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06 Mar 2026

Intergenerational focus: tax year end is a good time to consider plans

Tony Wickenden, Technical Connection Don’t forget, Tax Year End can be a good time to consider intergenerational planning. Understandably, most Tax Year End planning focuses on using available income tax and capital gains tax allowances and exemptions and maximising input into ISAs and pensions. But it’s also a great time to have potentially important conversations […]

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06 Mar 2026

The child benefit trap: the high income child benefit charge

Claire Trott, Technical Connection Pension contributions can play a powerful role in reducing an individual’s adjusted net income, which is important when determining eligibility for certain benefits – including the high‑income child benefit charge. A benefit of pension contributions is that it reduces the adjusted net income of an individual. This is often used as […]

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06 Mar 2026

Tax year end regret can be an asset

Regret Is Your Most Bankable Asset. 74% have at least one regret from last tax year. Treat that as a conversion moment – not a guilt trip. Tax year end produces a predictable emotional hangover. People look back, realise they left things late, and wish they’d acted differently. In our study*, 74% reported at least […]

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06 Mar 2026

CGT exemption: Use it or lose it

Tony Wickenden, Technical Connection As the end of the tax year approaches, serious consideration should be given to any unused allowance or exemption that is only available on a “use it or lose it” basis — because it cannot be carried forward to the next tax year. One of these is the annual Capital Gains […]

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06 Mar 2026

What are you testing?: Understand the income your client has

Claire Trott, Technical Connection Navigating pension contributions requires a clear understanding of what counts as relevant UK earnings and how different income types feed into the tapered annual allowance. With the rules becoming increasingly nuanced, getting these distinctions wrong can lead to unexpected tax charges or the need to unwind contributions later. When you are […]

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06 Mar 2026

Who owns the tax year end prompt?

Who ‘owns’ the prompt? (Hint: It’s not always the adviser). Only 18% say their adviser prompted them last year. That’s a hidden growth lever. Here’s a quietly important datapoint: when clients were asked who prompted them to take tax year end action last year, only 18% said it was their financial adviser. That doesn’t mean […]

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