Outstanding investment choice

Access any FCA-registered Discretionary Fund Manager (DFM) through our platform.  

Our intuitive trading system allows advisers, clients and DFMs to work directly together. DFMs can view a client’s investments online, make investment decisions and carry out transactions quickly and efficiently. They can also use our comprehensive model portfolio tools to tailor investment solutions. 

You agree with the client on the choice of DFM and any charges paid to them. 

Explore our recommended DFMs >

Include Guaranteed Income within our SIPP wrapper to provide a secure income to your client’s drawdown portfolio. Usually only offered as part of a traditional annuity or a defined benefit pension, you can now manage a blended income strategy in one place on the Wealthtime platform. 

Read our guide here >

With Profits are a medium to long-term investment offering the opportunity for growth, while helping investors benefit from greater consistency of returns through a mechanism called ‘smoothing’.   

They’re typically made up of a mix of high and low-risk assets including UK and international equities, bonds, property, and cash. Smoothing works by applying returns to the fund steadily over time. This means, in periods of good market performance, some of the returns may be held back, and then applied during periods of poorer market performance to help cushion falls. 

Learn more about Wesleyan’s With Profits Fund >

Exchange-Traded Funds (ETFs) offer the benefits of a collective investment fund while trading like a share on a stock exchange.  

Our platform supports fractional trading. You can purchase ETFs down to a value of 0.0001 of a unit. This is particularly useful for smaller investment amounts and regular investments. You can access hundreds of ETFs that are available on the London Stock Exchange (LSE) from a variety of different providers.

Access a broad and varied array of passive investments on our platform. These range from tracker funds managed by large and well-known investment houses and smaller boutiques to Exchange Traded Funds (ETFs) from some of the world’s biggest providers. These investments can play an important role for you and your clients when constructing their investment strategy and portfolio.

Our share dealing service gives you full access to all the equities traded on the London Stock Exchange (LSE). You can complete trades in real-time online and over the phone. 

We use our highly experienced and respected stockbroking partner, Stocktrade, to provide this service. Equities and other stock exchange traded products can only be traded via the Stockbroker Account when we can source a price via our data provider. When a price cannot be sourced, the dealing party may be asked to sell the holding and we will contact them with this information as soon as possible.  

For more information, view our Stocktrade guide and Stocktrade rate card. Download Stocktrade application forms and other documents from our document library. 

Log in to Stocktrade >

Access Structured Products from a range of providers through our platform. We’ve teamed up with an array of highly respected institutions to offer a diverse range of products.  

Following compliance checks, we’ll work with any institution if it’s operationally possible. 

Please be aware that Wealthtime is independent of any provider.

Click here to see our full list of structured products.

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Construct and amend unlimited model portfolios on our platform – then use them instantly. Asset allocations and investment composition can be changed at any time for one or all model portfolios, providing welcome flexibility without any switching charges. If an established model portfolio is appropriate for a new client, this can be selected online and the application pre-populated with the appropriate mix of investments.