01 Oct 2025

Preparing for ISA simplification

Toby Larkman, Managing Director, Wealthtime Trying to pre-empt changes in tax policy based on rumours is a dangerous game. Think back to the 2024 autumn Budget, when suggestions were rife that the Chancellor was planning to limit tax-free cash withdrawals from pensions. The speculation sparked a wave of panic, prompting some to take their tax-free […]

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10 Sep 2025

ETFs in MPS: The opportunity for Advisers

An untapped opportunity for UK Advisers Are you making use of exchange traded funds (ETFs) as part of your clients’ portfolios? If not, you could be missing out on another way to diversify your clients’ investments. What are ETFs? Essentially, ETFs are investment funds that hold multiple underlying assets such as bonds, stocks or commodities. […]

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09 Sep 2025

Planning ahead for inheritance tax on unspent pensions

Toby Larkman, Managing Director, Wealthtime The latest figures from HMRC show inheritance tax (IHT) receipts reached £2.2 billion in the second quarter of 2025, an increase of £0.1 billion compared to the same period last year[1]. IHT receipts are expected to rise even further once unspent pension savings are brought within the scope of the […]

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25 Jul 2025

A new vision for UK pensions

Nick French | Commercial Director | Wealthtime This article is intended for regulated financial advisers and investment professionals only. Wealthtime does not provide financial advice. This information is not intended as financial advice and should not be interpreted as such. Nearly twenty years after the first one, the government has launched a new Pensions Commission to address […]

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18 Jul 2025

What do the Leeds Reforms mean for financial advisers?

Nick French, Commercial Director The Chancellor’s annual Mansion House speech set out the Leeds Reforms which the Treasury proclaimed aim to, “rewire the financial system to attract investment, create good skilled jobs across the country and put more money into people’s pockets.” Here’s a summary of the key points and what they might mean for […]

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16 Jul 2025

What the FCA’s targeted support proposals could mean for advisers

Nick French | Commercial Director | Wealthtime This article is intended for regulated financial advisers and investment professionals only. Wealthtime does not provide financial advice. This information is not intended as financial advice and should not be interpreted as such. The FCA has published its latest proposal to address the long-standing issue of the advice […]

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24 Jun 2025

Retirement income advice under the microscope

Tony Hicks, Head of Sales, Copia Capital This article is intended for regulated financial advisers and investment professionals only. Wealthtime and Copia Capital do not provide financial advice. This information is not intended as financial advice and should not be interpreted as such. When the FCA published its thematic review of retirement income advice at […]

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16 Jun 2025

Building better business value 

This article is intended for regulated financial advisers and investment professionals only. Wealthtime does not provide financial advice. This information is not intended as financial advice and should not be interpreted as such. It can be tricky for advice professionals to gauge what they should be doing when it comes to building and protecting the […]

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16 Jun 2025

Patrick’s quarterly deep dive – Q2 2025

Patrick Mill, Wealthtime CEO This article is intended for regulated financial advisers and investment professionals only. Wealthtime does not provide financial advice. This information is not intended as financial advice and should not be interpreted as such. Well, we certainly live in interesting times. We’re only halfway through the year, but 2025 has already set […]

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