07 Nov 2023

Q3 Review: Mixed returns amid macroeconomic concerns

Richard Warne, Senior Portfolio Manager, Copia Capital Despite entering the quarter with a degree of optimism, driven by expectations that central banks would get on top of inflation, the third quarter continued to deliver mixed returns as investors navigated several macroeconomic concerns. Macro concerns shaping market dynamics So what happened over the last quarter? Inflation […]

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06 Oct 2023

ESG Accord Initiative

Have you heard about the new ESG information website? Launched in summer 2023, it will offer compliance, education, CPD and regulatory analysis services. We’re proud to support this new initiative. It brings together everything you need to build ESG and Sustainability into your advice process – so you can deliver enhanced client outcomes. Visit the […]

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07 Sep 2023

What does it mean to be a co-manufacturer?

Robert Vaudry, Copia Capital Management With the 31 July deadline now a distant memory, you should by now have a firm grip on how the new Consumer Duty regulations impact your business. But one question that I find keeps cropping up from advisers is ‘What are the rules around co-manufacturing?’. The FCA have established three key […]

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31 Aug 2023

Why not all smoothed funds mean smooth sailing for advisers

Nick Henshaw, Head of Intermediary Distribution at Wesleyan The adviser community will have noted that recently there has been a move by more big industry players to make smoothed and with-profits funds easier to access. A greater number of smoothed life and pensions funds are appearing on platforms for use by UK independent financial advisers. […]

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10 Aug 2023

See it. Say it. Sorted. (or else)

Guy Anderson, Director of Retirement Income Distribution, Just Guy Anderson, Director of Retirement Income Distribution, discusses the challenges Consumer Duty is laying at the door of retail investment platforms in ensuring good outcomes for their retirement income customers. I know many of us are using the trains less than we were pre-pandemic. However, you would’ve […]

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10 Aug 2023

Where to find value in current markets

Joanne Benson, Head of Investments, Copia Capital After a positive first quarter, investors grappled with a range of macroeconomic factors, resulting in mixed asset returns in Q2. Q2 review Broadly speaking, equities continued the upward trend we saw in quarter one. Sterling investors saw a 5% increase in global equity returns during the quarter, with […]

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26 Jul 2023

New platform. New name. New possibilities. 

Welcome to Wealthtime Classic Patrick Mill, Wealthtime CEO After months of hard work, we’ve hit the switch and become Wealthtime Classic! It’s time to enjoy a new platform and new possibilities for you and your clients. What’s changed?Take a look when you get a chance. You’ll find a refreshed and revitalised website and a new […]

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14 Jul 2023

Cash vs. investing: The pros and cons in plain English

Nick Henshaw, Head of Intermediary Distribution at Wesleyan I’ve been concerned to hear on the grapevine that investors are pulling significant amounts of money out of their stocks and shares ISAs. They aren’t doing this because they need ready cash to combat the high cost of living. In fact, their main motivation is fear. That […]

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14 Jul 2023

Taking a scientific approach to managing risk

Robert Vaudry, Managing Director, Copia Capital When it comes to managing investments for clients, our goal is usually to construct portfolios across the risk-return spectrum that generate real returns that outpace inflation for those in accumulation and deliver certainty of outcome for those in decumulation. We believe that asset allocation, rather than stock selection, is […]

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