10 Aug 2023

Where to find value in current markets

Joanne Benson, Head of Investments, Copia Capital After a positive first quarter, investors grappled with a range of macroeconomic factors, resulting in mixed asset returns in Q2. Q2 review Broadly speaking, equities continued the upward trend we saw in quarter one. Sterling investors saw a 5% increase in global equity returns during the quarter, with […]

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26 Jul 2023

New platform. New name. New possibilities. 

Welcome to Wealthtime Classic Patrick Mill, Wealthtime CEO After months of hard work, we’ve hit the switch and become Wealthtime Classic! It’s time to enjoy a new platform and new possibilities for you and your clients. What’s changed?Take a look when you get a chance. You’ll find a refreshed and revitalised website and a new […]

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14 Jul 2023

Cash vs. investing: The pros and cons in plain English

Nick Henshaw, Head of Intermediary Distribution at Wesleyan I’ve been concerned to hear on the grapevine that investors are pulling significant amounts of money out of their stocks and shares ISAs. They aren’t doing this because they need ready cash to combat the high cost of living. In fact, their main motivation is fear. That […]

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14 Jul 2023

Taking a scientific approach to managing risk

Robert Vaudry, Managing Director, Copia Capital When it comes to managing investments for clients, our goal is usually to construct portfolios across the risk-return spectrum that generate real returns that outpace inflation for those in accumulation and deliver certainty of outcome for those in decumulation. We believe that asset allocation, rather than stock selection, is […]

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08 Jun 2023

Why decumulation needs a different approach to accumulation

Tony Hicks, Head of Sales, Copia Capital People in retirement face more challenges today than ever before when it comes to planning for retirement. The decline of final salary pension schemes and the rise in market-reliant defined contribution schemes, increased life expectancy and pension freedoms have made retirement planning considerably more complex. Retirees also face […]

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08 Jun 2023

If we measure the wrong thing…

Guy Anderson, Director of Retirement Income Distribution, Just “What we measure affects what we do. If we measure the wrong thing, we will do the wrong thing. If we don’t measure something, it becomes neglected, as if the problem didn’t exist” [1] When it comes to retail investment customers and the regulated financial planning that […]

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26 Apr 2023

Black swans, gray rhinos and doctor who

Guy Anderson, Director of Retirement Income Distribution, Just Until the late 17th century, it was widely regarded that, a bit like the opposite of the Model T Ford, swans only came in white. The unexpected discovery of some black versions by a Dutch explorer, Willem de Vlamingh in Australia in 1697 profoundly changed the world […]

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19 Apr 2023

Wealthtime Classic STAR and Defaqto awards

Over the years, we’ve consistently received prestigious awards and industry ratings. We’re extremely proud of this and it drives us to continue delivering a great experience and excellent service year upon year. We’ve recently been rated Gold by STAR. STAR assess financial services firms on their SIPP transfer times. It’s a cross-industry initiative that aims […]

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19 Apr 2023

The psychology of procrastination:

Why clients delay and what to do about it Neil Bage, Co-Founder, Shaping Wealth It’s no secret that deadlines are part of life. Whether it’s a work report that’s due tomorrow or a financial planning decision that needs to be made by the end of the month, deadlines are an unavoidable reality.  Unfortunately, many of […]

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