row full-width hero

How to:

Get an Imago illustration

(for new business)

Generate clear, personalised, and easy to understand illustrations to help your clients make informed decisions about their financial future.

Key things to remember

Projections:

  • Imago illustrations will project up to 10 years of growth, with a summary breakdown of growth assumptions from the end of year 1, end of year 5 and end of year 10.

Inflation factors:

  • Any illustrations produced factor in inflation, based on a current rate of 2.0%.

Fund projections:

  • For fund projections, only the mid‑growth rate can be edited in Imago; the low and high growth rates are set automatically.

Amending the illustration:

  • Any amendments to the illustration will not amend the application.

Imago new business journey

Once you’ve keyed a new client and added a wrapper, or completed the top-up journey for an existing client, the next stage of the submission journey takes place on the Documents page.

Click on ‘Pre-Sales Illustration’

This will take you through to the Imago illustration page.

↓

Review the key details entered during the new business journey

The adviser charges, investment strategy, and either the wrapper top‑up amount or the expected transfer value from the ceding scheme, will be pre‑populated, where applicable.

The illustration will also show the ongoing charge of the funds that you’ve chosen, along with the platform charge for the firm.

↓

Amend any details you need to

  • It’s important to note that if you have a DFM model attached to the wrapper you must manually input the DFM fee onto the illustration through Imago before calculating the quote.
  • Please remove the income fee on SIPPs.

↓

When you’ve completed your amends, click ‘Calculate’ at the bottom left of the screen

↓

Then click ‘View PDF’ which will generate the illustration on Wealthtime-headed paper

↓

What happens next

After downloading the illustration, you can save it for your records and present it to the client to assist with the suitability report, before submitting the new business application.

You can edit saved illustrations by following the below steps:

  1. From the dashboard, go to ‘Research Tools’
  2. Select ‘Illustration Search’
  3. Search for the client or find them on the client list
  4. Select the illustration you wish to edit.
signpost row

Contact our team today

Whether you're looking to start using our service, or simply have a question for us, we're just a phone call or email away. Lines are open 9am to 5pm Monday to Friday. To help us improve our service, we may record or monitor calls.
contact for support

For Wealthtime platform queries, call
0345 680 8000

For Wealthtime Classic platform queries, call
03330 417 010