{"id":4895,"date":"2026-01-16T18:16:42","date_gmt":"2026-01-16T18:16:42","guid":{"rendered":"https:\/\/www.wealthtime.com\/investors\/?page_id=4895"},"modified":"2026-01-16T18:56:09","modified_gmt":"2026-01-16T18:56:09","slug":"faqs","status":"publish","type":"page","link":"https:\/\/www.wealthtime.com\/investors\/wealthtime-classic-platform\/faqs\/","title":{"rendered":"Investor FAQs"},"content":{"rendered":"\n<section id=\"hero-block_45d22ceaad9499873e5150698563d49f\" class=\"hero black\">\n\n  \n    <div class=\"slider\" id=\"slider-block_45d22ceaad9499873e5150698563d49f\">\n\n      <div class=\"slider-wrapper\">\n\n        \n        \n          <div class=\"slide\" data-slide-index=\"1\" data-slide-active=\"true\">\n\n            \n\n  \n\n<div class=\"grid content body-push left-aligned \">\n\n  <div class=\"content-wrap\">\n\n    <div class=\"wrap-inner\">\n\n      <p class=\"label\">Wealthtime Classic<\/p>\n\n      \n        <h1 class=\"hero-title\">Investor FAQs<\/h1>\n\n      \n      \n        <span class=\"hero-content\">\n\n          <p>We&#8217;ve put together some FAQs to help guide you through the journey of an Investor using the Wealthtime Classic platform.<\/p>\n\n        <\/span>\n\n      \n      \n      \n      \n    <\/div>\n\n    \n  <\/div>\n\n  \n    <div class=\"icon-wrapper\">\n\n      <img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/4\/2025\/11\/Generalfaq-300x300.png\" class=\"hero-icon\" alt=\"row full-width hero\" srcset=\"https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/4\/2025\/11\/Generalfaq-300x300.png 300w, https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/4\/2025\/11\/Generalfaq-150x150.png 150w, https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/4\/2025\/11\/Generalfaq.png 500w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/>\n    <\/div>\n\n  \n<\/div>\n          <\/div>\n\n          \n                \n      <\/div>\n\n      \n    <\/div>\n\n    \n<\/section>\n\n\n\n\n  <section class=\"page-menu\" id=\"page-menu\">\n\n    <div class=\"nav-wrapper-outer\" id=\"nav-wrapper-outer\">\n\n      <div class=\"body-push row\">\n        \n        <div class=\"nav-wrapper\" id=\"nav-wrapper-inner\">\n          <!-- Menu goes here -->\n          <ul id=\"page-nav\"><\/ul>\n        <\/div>\n\n      <\/div>\n\n    <\/div>\n\n  <\/section>\n\n\n\n\n<section id=\"accordion-block_0b5eb361a1def8ac9080578f27abdace\" class=\"accordion light-gray\" data-anchor-text=\"General FAQs\" data-anchor-link=\"General-FAQs\">\n   \n  <div class=\"row content body-push\">\n\n    <div class=\"grid\">\n\n      <div class=\"content\">\n\n        \n        \n          <h2 class=\"section-title\">General FAQs<\/h2>\n\n        \n        \n      <\/div>\n\n    <\/div>\n\n    \n\n    \n    \n    \n    \n    \n    \n    \n      <div class=\"accordion\"> \n\n        \n          \n          \n  <div class=\"accordion-item  icon-size\" data-animate-on-scroll=\"fade-up\">\n\n    <div class=\"accordion-top-half\"> \n\n      \n        <h3 class=\"accordion-title\">\n          \n          <button class=\"accordion-button grid inactive\" id=\"button-0\" aria-expanded=\"false\" aira-controls=\"tab-0\" aria-disabled=\"false\">\n          \n              \n              \n                <div class=\"accordion-title-wrapper\">\n\n                            \n                      <h3 class=\"accordion-title\">What is Wealthtime Classic?<\/h3>\n            \n                  \n                  \n                <\/div>\n\n              \n          <\/button>\n        \n        <\/h3>\n\n          \n    <\/div>\n\n    \n      <div class=\"accordion-panel panel-closed\" id=\"tab-0\">\n      \n        <div class=\"grid\">\n\n          <span class=\"accordion-content\">\n\n            <p>Wealthtime Classic is an investment platform designed for financial advisers and their clients. Our platform has been developed over many years by our in-house IT team, who each have extensive pension and investment administration experience. We work in collaboration with advisers and their clients to help deliver the best investment outcomes. We\u2019re also ranked among the best in the market for customer service, achieving a +60 net promoter score.<\/p>\n\n          <\/span>\n\n        <\/div>\n      \n      <\/div>\n      \n    \n    <\/div>\n\n\n          \n        \n          \n          \n  <div class=\"accordion-item  icon-size\" data-animate-on-scroll=\"fade-up\">\n\n    <div class=\"accordion-top-half\"> \n\n      \n        <h3 class=\"accordion-title\">\n          \n          <button class=\"accordion-button grid inactive\" id=\"button-1\" aria-expanded=\"false\" aira-controls=\"tab-1\" aria-disabled=\"false\">\n          \n              \n              \n                <div class=\"accordion-title-wrapper\">\n\n                            \n                      <h3 class=\"accordion-title\">What is a platform?<\/h3>\n            \n                  \n                  \n                <\/div>\n\n              \n          <\/button>\n        \n        <\/h3>\n\n          \n    <\/div>\n\n    \n      <div class=\"accordion-panel panel-closed\" id=\"tab-1\">\n      \n        <div class=\"grid\">\n\n          <span class=\"accordion-content\">\n\n            <p>A platform is a secure, online service for managing your investments and savings. It\u2019s convenient and makes things more efficient for you and your adviser. You\u2019ll have an account on the platform, which contains various financial products, like an Individual Savings Account (ISA) or a pension, such as a Self-Invested Personal Pension (SIPP). These products often have different tax benefits. You can pay into your products, and you can transfer investments from elsewhere.<\/p>\n<p>Your adviser will choose from our wide range of investments to select assets which best align with your financial goals and your attitude to risk.<\/p>\n\n          <\/span>\n\n        <\/div>\n      \n      <\/div>\n      \n    \n    <\/div>\n\n\n          \n        \n          \n          \n  <div class=\"accordion-item  icon-size\" data-animate-on-scroll=\"fade-up\">\n\n    <div class=\"accordion-top-half\"> \n\n      \n        <h3 class=\"accordion-title\">\n          \n          <button class=\"accordion-button grid inactive\" id=\"button-2\" aria-expanded=\"false\" aira-controls=\"tab-2\" aria-disabled=\"false\">\n          \n              \n              \n                <div class=\"accordion-title-wrapper\">\n\n                            \n                      <h3 class=\"accordion-title\">What are the benefits of investing?<\/h3>\n            \n                  \n                  \n                <\/div>\n\n              \n          <\/button>\n        \n        <\/h3>\n\n          \n    <\/div>\n\n    \n      <div class=\"accordion-panel panel-closed\" id=\"tab-2\">\n      \n        <div class=\"grid\">\n\n          <span class=\"accordion-content\">\n\n            <p>Investing is a powerful way to make your money work for you, earning returns that can beat inflation and build your wealth. Whether you\u2019re saving for your retirement, a home, or for a new business venture, investing can be a way to secure your financial future. <\/p>\n<p>Your financial adviser will help you navigate this journey, supporting you with investment decisions that align with your goals and risk tolerance.<\/p>\n\n          <\/span>\n\n        <\/div>\n      \n      <\/div>\n      \n    \n    <\/div>\n\n\n          \n        \n          \n          \n  <div class=\"accordion-item  icon-size\" data-animate-on-scroll=\"fade-up\">\n\n    <div class=\"accordion-top-half\"> \n\n      \n        <h3 class=\"accordion-title\">\n          \n          <button class=\"accordion-button grid inactive\" id=\"button-3\" aria-expanded=\"false\" aira-controls=\"tab-3\" aria-disabled=\"false\">\n          \n              \n              \n                <div class=\"accordion-title-wrapper\">\n\n                            \n                      <h3 class=\"accordion-title\">What are the risks involved with investing?<\/h3>\n            \n                  \n                  \n                <\/div>\n\n              \n          <\/button>\n        \n        <\/h3>\n\n          \n    <\/div>\n\n    \n      <div class=\"accordion-panel panel-closed\" id=\"tab-3\">\n      \n        <div class=\"grid\">\n\n          <span class=\"accordion-content\">\n\n            <p>With any investment, there are risks. The value of your investments can fall, as well as rise, and you may get back less than your original investment. Past performance is not a guide to the returns you may receive in the future.<\/p>\n<p>Any applicable taxes and charges will all have an impact on the value of your investment. Charges include those from us, the managers of the underlying investment, or your adviser. We make our charges clear from the outset. These charges may be subject to change.<\/p>\n<p>Your adviser will be able to inform you about any investment that is not authorised or recognised by the FCA. Most investments made available through our platform are authorised or recognised.<\/p>\n<p>Please refer to our <a href=\"https:\/\/www.wealthtime.com\/advisers\/adviser-hub\/document-library\/docs\/key-features-and-terms-and-conditions\/\">Key Features and Terms and Conditions<\/a> for more information and to make sure you understand our product services and risks. We recommend that you speak to your adviser about the risks that may affect you.<\/p>\n\n          <\/span>\n\n        <\/div>\n      \n      <\/div>\n      \n    \n    <\/div>\n\n\n          \n        \n          \n          \n  <div class=\"accordion-item  icon-size\" data-animate-on-scroll=\"fade-up\">\n\n    <div class=\"accordion-top-half\"> \n\n      \n        <h3 class=\"accordion-title\">\n          \n          <button class=\"accordion-button grid inactive\" id=\"button-4\" aria-expanded=\"false\" aira-controls=\"tab-4\" aria-disabled=\"false\">\n          \n              \n              \n                <div class=\"accordion-title-wrapper\">\n\n                            \n                      <h3 class=\"accordion-title\">What products are available?<\/h3>\n            \n                  \n                  \n                <\/div>\n\n              \n          <\/button>\n        \n        <\/h3>\n\n          \n    <\/div>\n\n    \n      <div class=\"accordion-panel panel-closed\" id=\"tab-4\">\n      \n        <div class=\"grid\">\n\n          <span class=\"accordion-content\">\n\n            <p>We offer a wide range of products to hold your investments to to support long-term, effective financial planning. Your adviser will help you select the best combination of products for tax-efficient investing, depending on your individual circumstances.<br \/>\nOur products include:<\/p>\n<ul>\n<li>Flexible Stocks and Shares Individual Savings Account (ISA) &#8211; a flexible, tax-efficient investment account<\/li>\n<li>Self-Invested Personal Pension (SIPP) &#8211; a simple and tax-efficient way to save and invest for retirement<\/li>\n<li>General Investment Account (GIA) &#8211; a savings account for buying and selling investments<\/li>\n<li>General Investment Account in an Offshore Bond &#8211; a tax-efficient investment wrapper provided by Canada Life International or Utmost Wealth<\/li>\n<\/ul>\n\n          <\/span>\n\n        <\/div>\n      \n      <\/div>\n      \n    \n    <\/div>\n\n\n          \n        \n          \n          \n  <div class=\"accordion-item  icon-size\" data-animate-on-scroll=\"fade-up\">\n\n    <div class=\"accordion-top-half\"> \n\n      \n        <h3 class=\"accordion-title\">\n          \n          <button class=\"accordion-button grid inactive\" id=\"button-5\" aria-expanded=\"false\" aira-controls=\"tab-5\" aria-disabled=\"false\">\n          \n              \n              \n                <div class=\"accordion-title-wrapper\">\n\n                            \n                      <h3 class=\"accordion-title\">How do I open an account?<\/h3>\n            \n                  \n                  \n                <\/div>\n\n              \n          <\/button>\n        \n        <\/h3>\n\n          \n    <\/div>\n\n    \n      <div class=\"accordion-panel panel-closed\" id=\"tab-5\">\n      \n        <div class=\"grid\">\n\n          <span class=\"accordion-content\">\n\n            <p>You\u2019ll need a financial adviser to open an account and they\u2019ll do this on your behalf. <\/p>\n\n          <\/span>\n\n        <\/div>\n      \n      <\/div>\n      \n    \n    <\/div>\n\n\n          \n        \n          \n          \n  <div class=\"accordion-item  icon-size\" data-animate-on-scroll=\"fade-up\">\n\n    <div class=\"accordion-top-half\"> \n\n      \n        <h3 class=\"accordion-title\">\n          \n          <button class=\"accordion-button grid inactive\" id=\"button-6\" aria-expanded=\"false\" aira-controls=\"tab-6\" aria-disabled=\"false\">\n          \n              \n              \n                <div class=\"accordion-title-wrapper\">\n\n                            \n                      <h3 class=\"accordion-title\">How do you look after my money?<\/h3>\n            \n                  \n                  \n                <\/div>\n\n              \n          <\/button>\n        \n        <\/h3>\n\n          \n    <\/div>\n\n    \n      <div class=\"accordion-panel panel-closed\" id=\"tab-6\">\n      \n        <div class=\"grid\">\n\n          <span class=\"accordion-content\">\n\n            <p><!-- wp:paragraph --><\/p>\n<p>We\u2019re authorised and regulated by the Financial Conduct Authority (FCA). As part of this, we must have certain safeguards in place. The money and assets belonging to investors is ring-fenced and kept separate from our company\u2019s money. This means that in the unlikely event of our company failing, your money would be protected and safe from claims by creditors.<\/p>\n<p><!-- \/wp:paragraph --> <!-- wp:paragraph --><\/p>\n<p>Any uninvested cash is held in a client money account with our banking partner, Barclays. We carefully selected our banking partner, carrying out due diligence checks into elements including financial strength and reputation. We assess our relationship with Barclays on an ongoing basis to ensure your money is appropriately protected.<\/p>\n<p><!-- \/wp:paragraph --> <!-- wp:paragraph --><\/p>\n<p>If anything were to go wrong, your money would be protected under the Financial Services Compensation Scheme (FSCS), up to a maximum of \u00a3120,000. Learn more about the FSCS here:\u00a0<a href=\"http:\/\/www.fscs.org.uk\/\" target=\"_blank\" rel=\"noreferrer noopener\">www.fscs.org.uk<\/a>.<!-- \/wp:paragraph --><\/p>\n\n          <\/span>\n\n        <\/div>\n      \n      <\/div>\n      \n    \n    <\/div>\n\n\n          \n        \n          \n          \n  <div class=\"accordion-item  icon-size\" data-animate-on-scroll=\"fade-up\">\n\n    <div class=\"accordion-top-half\"> \n\n      \n        <h3 class=\"accordion-title\">\n          \n          <button class=\"accordion-button grid inactive\" id=\"button-7\" aria-expanded=\"false\" aira-controls=\"tab-7\" aria-disabled=\"false\">\n          \n              \n              \n                <div class=\"accordion-title-wrapper\">\n\n                            \n                      <h3 class=\"accordion-title\">What charges apply to my investments?<\/h3>\n            \n                  \n                  \n                <\/div>\n\n              \n          <\/button>\n        \n        <\/h3>\n\n          \n    <\/div>\n\n    \n      <div class=\"accordion-panel panel-closed\" id=\"tab-7\">\n      \n        <div class=\"grid\">\n\n          <span class=\"accordion-content\">\n\n            <p style=\"text-align: left;\">Visit our <a href=\"https:\/\/www.wealthtime.com\/investors\/wealthtime-classic-platform\/our-fees-and-pricing\/\">fees and charging page<\/a> to find details on our platform fees and a helpful guide explaining how platform charges work.<\/p>\n<p style=\"text-align: left;\">Please contact your adviser for full information on the charges that apply to your account as these can vary based on certain factors.<\/p>\n\n          <\/span>\n\n        <\/div>\n      \n      <\/div>\n      \n    \n    <\/div>\n\n\n          \n        \n          \n          \n  <div class=\"accordion-item  icon-size\" data-animate-on-scroll=\"fade-up\">\n\n    <div class=\"accordion-top-half\"> \n\n      \n        <h3 class=\"accordion-title\">\n          \n          <button class=\"accordion-button grid inactive\" id=\"button-8\" aria-expanded=\"false\" aira-controls=\"tab-8\" aria-disabled=\"false\">\n          \n              \n              \n                <div class=\"accordion-title-wrapper\">\n\n                            \n                      <h3 class=\"accordion-title\">Where do I send documents or letters?<\/h3>\n            \n                  \n                  \n                <\/div>\n\n              \n          <\/button>\n        \n        <\/h3>\n\n          \n    <\/div>\n\n    \n      <div class=\"accordion-panel panel-closed\" id=\"tab-8\">\n      \n        <div class=\"grid\">\n\n          <span class=\"accordion-content\">\n\n            <p>Please send them to our postal address at:<\/p>\n<p>Wealthtime Classic<br \/>\nPO Box 2468<br \/>\nSalisbury<br \/>\nSP2 2UH<\/p>\n<p>If you need to speak to our team, please get in touch using the details on our <a href=\"https:\/\/www.wealthtime.com\/investors\/contact\/\">contact page<\/a>.<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n\n          <\/span>\n\n        <\/div>\n      \n      <\/div>\n      \n    \n    <\/div>\n\n\n          \n        \n      <\/div>\n\n    \n    \n    \n        \n    \n  \n  <\/div>\n\n<\/section>\n\n\n<section id=\"accordion-block_70339541a27d4eb28b0ca0e2e9b09c66\" class=\"accordion transparent\" data-anchor-text=\"Investment terminology\" data-anchor-link=\"Investment-terminology\">\n   \n  <div class=\"row content body-push\">\n\n    <div class=\"grid\">\n\n      <div class=\"content\">\n\n        \n        \n          <h2 class=\"section-title\">Investment terminology<\/h2>\n\n        \n        \n          <div class=\"description\">\n\n            <p>Here are some common terms you might come across while investing, along with what they mean. Your adviser can help explain more about these terms if needed.<\/p>\n\n          <\/div>\n\n        \n      <\/div>\n\n    <\/div>\n\n    \n\n    \n    \n    \n    \n    \n    \n    \n      <div class=\"accordion\"> \n\n        \n          \n          \n  <div class=\"accordion-item  icon-size\" data-animate-on-scroll=\"fade-up\">\n\n    <div class=\"accordion-top-half\"> \n\n      \n        <h3 class=\"accordion-title\">\n          \n          <button class=\"accordion-button grid inactive\" id=\"button-0\" aria-expanded=\"false\" aira-controls=\"tab-0\" aria-disabled=\"false\">\n          \n              \n              \n                <div class=\"accordion-title-wrapper\">\n\n                            \n                      <h3 class=\"accordion-title\">Asset<\/h3>\n            \n                  \n                  \n                <\/div>\n\n              \n          <\/button>\n        \n        <\/h3>\n\n          \n    <\/div>\n\n    \n      <div class=\"accordion-panel panel-closed\" id=\"tab-0\">\n      \n        <div class=\"grid\">\n\n          <span class=\"accordion-content\">\n\n            <p>Something you own with the goal of increasing your wealth or generating returns for you over time.<\/p>\n\n          <\/span>\n\n        <\/div>\n      \n      <\/div>\n      \n    \n    <\/div>\n\n\n          \n        \n          \n          \n  <div class=\"accordion-item  icon-size\" data-animate-on-scroll=\"fade-up\">\n\n    <div class=\"accordion-top-half\"> \n\n      \n        <h3 class=\"accordion-title\">\n          \n          <button class=\"accordion-button grid inactive\" id=\"button-1\" aria-expanded=\"false\" aira-controls=\"tab-1\" aria-disabled=\"false\">\n          \n              \n              \n                <div class=\"accordion-title-wrapper\">\n\n                            \n                      <h3 class=\"accordion-title\">Discretionary Fund Manager (DFM)<\/h3>\n            \n                  \n                  \n                <\/div>\n\n              \n          <\/button>\n        \n        <\/h3>\n\n          \n    <\/div>\n\n    \n      <div class=\"accordion-panel panel-closed\" id=\"tab-1\">\n      \n        <div class=\"grid\">\n\n          <span class=\"accordion-content\">\n\n            <p>May also be known as an \u2018investment manager\u2019. An expert responsible for making investment decisions for an investment portfolio.<\/p>\n\n          <\/span>\n\n        <\/div>\n      \n      <\/div>\n      \n    \n    <\/div>\n\n\n          \n        \n          \n          \n  <div class=\"accordion-item  icon-size\" data-animate-on-scroll=\"fade-up\">\n\n    <div class=\"accordion-top-half\"> \n\n      \n        <h3 class=\"accordion-title\">\n          \n          <button class=\"accordion-button grid inactive\" id=\"button-2\" aria-expanded=\"false\" aira-controls=\"tab-2\" aria-disabled=\"false\">\n          \n              \n              \n                <div class=\"accordion-title-wrapper\">\n\n                            \n                      <h3 class=\"accordion-title\">Ethical investing<\/h3>\n            \n                  \n                  \n                <\/div>\n\n              \n          <\/button>\n        \n        <\/h3>\n\n          \n    <\/div>\n\n    \n      <div class=\"accordion-panel panel-closed\" id=\"tab-2\">\n      \n        <div class=\"grid\">\n\n          <span class=\"accordion-content\">\n\n            <p>May also be known as \u2018sustainable investing\u2019 or \u2018responsible investing\u2019. This is an investment approach where, as well as financial returns, ethical, social and environmental factors are also considered.<\/p>\n<p>As a brief example, this may include \u2018negative screening\u2019 (avoiding investment in companies that engage in unethical activities) or \u2018positive screening\u2019 (investment in companies that are chosen for their positive contributions to society e.g. renewable energy).<\/p>\n\n          <\/span>\n\n        <\/div>\n      \n      <\/div>\n      \n    \n    <\/div>\n\n\n          \n        \n          \n          \n  <div class=\"accordion-item  icon-size\" data-animate-on-scroll=\"fade-up\">\n\n    <div class=\"accordion-top-half\"> \n\n      \n        <h3 class=\"accordion-title\">\n          \n          <button class=\"accordion-button grid inactive\" id=\"button-3\" aria-expanded=\"false\" aira-controls=\"tab-3\" aria-disabled=\"false\">\n          \n              \n              \n                <div class=\"accordion-title-wrapper\">\n\n                            \n                      <h3 class=\"accordion-title\">Exchange Traded Fund (ETF)<\/h3>\n            \n                  \n                  \n                <\/div>\n\n              \n          <\/button>\n        \n        <\/h3>\n\n          \n    <\/div>\n\n    \n      <div class=\"accordion-panel panel-closed\" id=\"tab-3\">\n      \n        <div class=\"grid\">\n\n          <span class=\"accordion-content\">\n\n            <p>An exchange-traded fund is made up of different types of assets (like stocks, bonds etc.) that you can buy or sell on the stock exchange.<\/p>\n\n          <\/span>\n\n        <\/div>\n      \n      <\/div>\n      \n    \n    <\/div>\n\n\n          \n        \n          \n          \n  <div class=\"accordion-item  icon-size\" data-animate-on-scroll=\"fade-up\">\n\n    <div class=\"accordion-top-half\"> \n\n      \n        <h3 class=\"accordion-title\">\n          \n          <button class=\"accordion-button grid inactive\" id=\"button-4\" aria-expanded=\"false\" aira-controls=\"tab-4\" aria-disabled=\"false\">\n          \n              \n              \n                <div class=\"accordion-title-wrapper\">\n\n                            \n                      <h3 class=\"accordion-title\">Financial Adviser<\/h3>\n            \n                  \n                  \n                <\/div>\n\n              \n          <\/button>\n        \n        <\/h3>\n\n          \n    <\/div>\n\n    \n      <div class=\"accordion-panel panel-closed\" id=\"tab-4\">\n      \n        <div class=\"grid\">\n\n          <span class=\"accordion-content\">\n\n            <p>May also be known as a \u2018financial planner\u2019. A financial professional who gives guidance on managing money and investments, and provides financial planning advice to help their clients meet their financial goals.<\/p>\n\n          <\/span>\n\n        <\/div>\n      \n      <\/div>\n      \n    \n    <\/div>\n\n\n          \n        \n          \n          \n  <div class=\"accordion-item  icon-size\" data-animate-on-scroll=\"fade-up\">\n\n    <div class=\"accordion-top-half\"> \n\n      \n        <h3 class=\"accordion-title\">\n          \n          <button class=\"accordion-button grid inactive\" id=\"button-5\" aria-expanded=\"false\" aira-controls=\"tab-5\" aria-disabled=\"false\">\n          \n              \n              \n                <div class=\"accordion-title-wrapper\">\n\n                            \n                      <h3 class=\"accordion-title\">Fund Manager<\/h3>\n            \n                  \n                  \n                <\/div>\n\n              \n          <\/button>\n        \n        <\/h3>\n\n          \n    <\/div>\n\n    \n      <div class=\"accordion-panel panel-closed\" id=\"tab-5\">\n      \n        <div class=\"grid\">\n\n          <span class=\"accordion-content\">\n\n            <p>An expert who decides how to invest money to grow a fund and generate returns for investors.<\/p>\n\n          <\/span>\n\n        <\/div>\n      \n      <\/div>\n      \n    \n    <\/div>\n\n\n          \n        \n          \n          \n  <div class=\"accordion-item  icon-size\" data-animate-on-scroll=\"fade-up\">\n\n    <div class=\"accordion-top-half\"> \n\n      \n        <h3 class=\"accordion-title\">\n          \n          <button class=\"accordion-button grid inactive\" id=\"button-6\" aria-expanded=\"false\" aira-controls=\"tab-6\" aria-disabled=\"false\">\n          \n              \n              \n                <div class=\"accordion-title-wrapper\">\n\n                            \n                      <h3 class=\"accordion-title\">Investment<\/h3>\n            \n                  \n                  \n                <\/div>\n\n              \n          <\/button>\n        \n        <\/h3>\n\n          \n    <\/div>\n\n    \n      <div class=\"accordion-panel panel-closed\" id=\"tab-6\">\n      \n        <div class=\"grid\">\n\n          <span class=\"accordion-content\">\n\n            <p>You purchase assets (e.g. stocks, bonds etc) with your money with the expectation that you will receive a return. Please remember the value of your investments can fall, as well as rise, and you may get back less than your original investment.<\/p>\n\n          <\/span>\n\n        <\/div>\n      \n      <\/div>\n      \n    \n    <\/div>\n\n\n          \n        \n          \n          \n  <div class=\"accordion-item  icon-size\" data-animate-on-scroll=\"fade-up\">\n\n    <div class=\"accordion-top-half\"> \n\n      \n        <h3 class=\"accordion-title\">\n          \n          <button class=\"accordion-button grid inactive\" id=\"button-7\" aria-expanded=\"false\" aira-controls=\"tab-7\" aria-disabled=\"false\">\n          \n              \n              \n                <div class=\"accordion-title-wrapper\">\n\n                            \n                      <h3 class=\"accordion-title\">Pension Drawdown<\/h3>\n            \n                  \n                  \n                <\/div>\n\n              \n          <\/button>\n        \n        <\/h3>\n\n          \n    <\/div>\n\n    \n      <div class=\"accordion-panel panel-closed\" id=\"tab-7\">\n      \n        <div class=\"grid\">\n\n          <span class=\"accordion-content\">\n\n            <p>Drawdown allows you to take income flexibly from your pension. You can take an amount that suits you. You can leave the rest of your pension invested.<\/p>\n\n          <\/span>\n\n        <\/div>\n      \n      <\/div>\n      \n    \n    <\/div>\n\n\n          \n        \n          \n          \n  <div class=\"accordion-item  icon-size\" data-animate-on-scroll=\"fade-up\">\n\n    <div class=\"accordion-top-half\"> \n\n      \n        <h3 class=\"accordion-title\">\n          \n          <button class=\"accordion-button grid inactive\" id=\"button-8\" aria-expanded=\"false\" aira-controls=\"tab-8\" aria-disabled=\"false\">\n          \n              \n              \n                <div class=\"accordion-title-wrapper\">\n\n                            \n                      <h3 class=\"accordion-title\">Portfolio<\/h3>\n            \n                  \n                  \n                <\/div>\n\n              \n          <\/button>\n        \n        <\/h3>\n\n          \n    <\/div>\n\n    \n      <div class=\"accordion-panel panel-closed\" id=\"tab-8\">\n      \n        <div class=\"grid\">\n\n          <span class=\"accordion-content\">\n\n            <p>May also be known as an \u2018investment portfolio\u2019. This is the collection of investments you hold, which is put together to align with your specific financial goals.<\/p>\n\n          <\/span>\n\n        <\/div>\n      \n      <\/div>\n      \n    \n    <\/div>\n\n\n          \n        \n      <\/div>\n\n    \n    \n    \n        \n    \n  \n  <\/div>\n\n<\/section>\n\n\n<section id=\"quick_links_signposts-block_32eade598f77dfe1baf7139edecddc43\" class=\"quick_links_signposts white \" id=\"quick_links_signposts-block_32eade598f77dfe1baf7139edecddc43\"   data-enable-anchors=false  >\n\n\n    <div class=\"body-push row\">\n\n        <div class=\"grid  layout-75-35\">\n\n            <div class=\"col-1\">\n                \n                \n                \n                        \n                    \n                        <div class=\"button-wrapper\">\n\n                            <a href=\"https:\/\/www.wealthtime.com\/investors\/wealthtime-classic-platform\/\" target=\"_self\" class=\"button black\">Back to Wealthtime Classic home<\/a>\n                    \n                        <\/div>\n\n                    \n                \n            <\/div>\n\n            \n        <\/div>\n\n            \n\n\n        \n\n        \n    <\/div>\n\n<\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":26,"featured_media":0,"parent":2618,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-4895","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Investor FAQs - Investors<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.wealthtime.com\/investors\/wealthtime-classic-platform\/faqs\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Investor FAQs - Investors\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.wealthtime.com\/investors\/wealthtime-classic-platform\/faqs\/\" \/>\n<meta property=\"og:site_name\" content=\"Investors\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-16T18:56:09+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.wealthtime.com\\\/investors\\\/wealthtime-classic-platform\\\/faqs\\\/\",\"url\":\"https:\\\/\\\/www.wealthtime.com\\\/investors\\\/wealthtime-classic-platform\\\/faqs\\\/\",\"name\":\"Investor FAQs - Investors\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.wealthtime.com\\\/investors\\\/#website\"},\"datePublished\":\"2026-01-16T18:16:42+00:00\",\"dateModified\":\"2026-01-16T18:56:09+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.wealthtime.com\\\/investors\\\/wealthtime-classic-platform\\\/faqs\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.wealthtime.com\\\/investors\\\/wealthtime-classic-platform\\\/faqs\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.wealthtime.com\\\/investors\\\/wealthtime-classic-platform\\\/faqs\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.wealthtime.com\\\/investors\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Wealthtime Classic Platform\",\"item\":\"https:\\\/\\\/www.wealthtime.com\\\/investors\\\/wealthtime-classic-platform\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Investor FAQs\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.wealthtime.com\\\/investors\\\/#website\",\"url\":\"https:\\\/\\\/www.wealthtime.com\\\/investors\\\/\",\"name\":\"Investors\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.wealthtime.com\\\/investors\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Investor FAQs - Investors","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.wealthtime.com\/investors\/wealthtime-classic-platform\/faqs\/","og_locale":"en_US","og_type":"article","og_title":"Investor FAQs - Investors","og_url":"https:\/\/www.wealthtime.com\/investors\/wealthtime-classic-platform\/faqs\/","og_site_name":"Investors","article_modified_time":"2026-01-16T18:56:09+00:00","twitter_card":"summary_large_image","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.wealthtime.com\/investors\/wealthtime-classic-platform\/faqs\/","url":"https:\/\/www.wealthtime.com\/investors\/wealthtime-classic-platform\/faqs\/","name":"Investor FAQs - Investors","isPartOf":{"@id":"https:\/\/www.wealthtime.com\/investors\/#website"},"datePublished":"2026-01-16T18:16:42+00:00","dateModified":"2026-01-16T18:56:09+00:00","breadcrumb":{"@id":"https:\/\/www.wealthtime.com\/investors\/wealthtime-classic-platform\/faqs\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.wealthtime.com\/investors\/wealthtime-classic-platform\/faqs\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.wealthtime.com\/investors\/wealthtime-classic-platform\/faqs\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.wealthtime.com\/investors\/"},{"@type":"ListItem","position":2,"name":"Wealthtime Classic Platform","item":"https:\/\/www.wealthtime.com\/investors\/wealthtime-classic-platform\/"},{"@type":"ListItem","position":3,"name":"Investor FAQs"}]},{"@type":"WebSite","@id":"https:\/\/www.wealthtime.com\/investors\/#website","url":"https:\/\/www.wealthtime.com\/investors\/","name":"Investors","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.wealthtime.com\/investors\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/www.wealthtime.com\/investors\/wp-json\/wp\/v2\/pages\/4895","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.wealthtime.com\/investors\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.wealthtime.com\/investors\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.wealthtime.com\/investors\/wp-json\/wp\/v2\/users\/26"}],"replies":[{"embeddable":true,"href":"https:\/\/www.wealthtime.com\/investors\/wp-json\/wp\/v2\/comments?post=4895"}],"version-history":[{"count":25,"href":"https:\/\/www.wealthtime.com\/investors\/wp-json\/wp\/v2\/pages\/4895\/revisions"}],"predecessor-version":[{"id":4937,"href":"https:\/\/www.wealthtime.com\/investors\/wp-json\/wp\/v2\/pages\/4895\/revisions\/4937"}],"up":[{"embeddable":true,"href":"https:\/\/www.wealthtime.com\/investors\/wp-json\/wp\/v2\/pages\/2618"}],"wp:attachment":[{"href":"https:\/\/www.wealthtime.com\/investors\/wp-json\/wp\/v2\/media?parent=4895"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}