{"id":4350,"date":"2025-11-24T01:40:44","date_gmt":"2025-11-24T01:40:44","guid":{"rendered":"https:\/\/www.wealthtime.com\/investors\/?page_id=4350"},"modified":"2026-03-25T09:21:44","modified_gmt":"2026-03-25T09:21:44","slug":"faqs","status":"publish","type":"page","link":"https:\/\/www.wealthtime.com\/investors\/support-hub\/bereavement-support\/faqs\/","title":{"rendered":"Bereavement support FAQs"},"content":{"rendered":"\n<section id=\"hero-block_b77e193201761118482acf031003d1f9\" class=\"hero black\">\n\n  \n    <div class=\"slider\" id=\"slider-block_b77e193201761118482acf031003d1f9\">\n\n      <div class=\"slider-wrapper\">\n\n        \n        \n          <div class=\"slide\" data-slide-index=\"1\" data-slide-active=\"true\">\n\n            \n\n  <img loading=\"lazy\" decoding=\"async\" width=\"1440\" height=\"673\" src=\"https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/4\/2025\/04\/18.png\" class=\"hero-image\" alt=\"row full-width hero\" srcset=\"https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/4\/2025\/04\/18.png 1440w, https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/4\/2025\/04\/18-300x140.png 300w, https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/4\/2025\/04\/18-1024x479.png 1024w, https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/4\/2025\/04\/18-768x359.png 768w, https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/4\/2025\/04\/18-640x299.png 640w, https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/4\/2025\/04\/18-1200x561.png 1200w\" sizes=\"auto, (max-width: 1440px) 100vw, 1440px\" \/>\n\n<div class=\"grid content body-push left-aligned \">\n\n  <div class=\"content-wrap\">\n\n    <div class=\"wrap-inner\">\n\n      <p class=\"label\">Support<\/p>\n\n      \n        <h1 class=\"hero-title\">Bereavement FAQs<\/h1>\n\n      \n      \n      \n      \n      \n    <\/div>\n\n    \n  <\/div>\n\n  \n    <div class=\"icon-wrapper\">\n\n      <img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/4\/2025\/11\/Wipro-Launch-icons-v2-04-300x300.png\" class=\"hero-icon\" alt=\"row full-width hero\" srcset=\"https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/4\/2025\/11\/Wipro-Launch-icons-v2-04-300x300.png 300w, https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/4\/2025\/11\/Wipro-Launch-icons-v2-04-150x150.png 150w, https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/4\/2025\/11\/Wipro-Launch-icons-v2-04.png 417w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/>\n    <\/div>\n\n  \n<\/div>\n          <\/div>\n\n          \n                \n      <\/div>\n\n      \n    <\/div>\n\n    \n<\/section>\n\n\n\n\n  <section class=\"page-menu\" id=\"page-menu\">\n\n    <div class=\"nav-wrapper-outer\" id=\"nav-wrapper-outer\">\n\n      <div class=\"body-push row\">\n        \n        <div class=\"nav-wrapper\" id=\"nav-wrapper-inner\">\n          <!-- Menu goes here -->\n          <ul id=\"page-nav\"><\/ul>\n        <\/div>\n\n      <\/div>\n\n    <\/div>\n\n  <\/section>\n\n\n\n\n<section id=\"accordion-block_c95698430980078f6a0bcdb3aabbc6b6\" class=\"accordion transparent\" data-anchor-text=\"General FAQs\" data-anchor-link=\"General-faqs\">\n   \n  <div class=\"row content body-push\">\n\n    <div class=\"grid\">\n\n      <div class=\"content\">\n\n        \n        \n          <h2 class=\"section-title\">General FAQs<\/h2>\n\n        \n        \n      <\/div>\n\n    <\/div>\n\n    \n\n    \n    \n    \n    \n    \n    \n    \n      <div class=\"accordion\"> \n\n        \n          \n          \n  <div class=\"accordion-item  icon-size\" data-animate-on-scroll=\"fade-up\">\n\n    <div class=\"accordion-top-half\"> \n\n      \n        <h3 class=\"accordion-title\">\n          \n          <button class=\"accordion-button grid inactive\" id=\"button-0\" aria-expanded=\"false\" aira-controls=\"tab-0\" aria-disabled=\"false\">\n          \n              \n              \n                <div class=\"accordion-title-wrapper\">\n\n                            \n                      <h3 class=\"accordion-title\">What\u2019s\u00a0a Grant of Representation?\u00a0<\/h3>\n            \n                  \n                  \n                <\/div>\n\n              \n          <\/button>\n        \n        <\/h3>\n\n          \n    <\/div>\n\n    \n      <div class=\"accordion-panel panel-closed\" id=\"tab-0\">\n      \n        <div class=\"grid\">\n\n          <span class=\"accordion-content\">\n\n            <p><span data-contrast=\"auto\">A Grant of Representation is a court document that confirms\u00a0who\u2019s\u00a0responsible for managing the estate of a deceased person. Depending on the assets and value of the estate, this may not be\u00a0required. You can find more information on the\u00a0<\/span><a href=\"https:\/\/www.gov.uk\/applying-for-probate\/\"><span data-contrast=\"none\">government website<\/span><\/a><span data-contrast=\"auto\">.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">There are three main types of\u00a0Grant\u00a0of Representation when dealing with\u00a0an\u00a0estate:<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">Grant of Probate<\/span><\/b><span data-contrast=\"auto\">\u00a0\u2013\u00a0Used when the deceased left\u00a0a valid will,\u00a0appointing executors who are able and willing to act.\u00a0The executors will typically\u00a0be responsible for\u00a0managing the deceased persons estate.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">Letter of Administration<\/span><\/b><span data-contrast=\"auto\">\u00a0&#8211;\u00a0Used where the deceased did not leave a valid will. The administrator (in place of executor) will\u00a0be responsible for\u00a0managing the deceased\u2019s estate in line with intestacy laws.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">Letter of Administration with Will Annexed<\/span><\/b><span data-contrast=\"auto\">\u00a0\u2013 Sometimes the executors named in the deceased\u2019s will are unable or unwilling to act. In this case,\u00a0a Letter of Administration should be applied for so that someone else can take over the responsibility of managing the estate according to the deceased\u2019s will.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">In Scotland, the Grant of Representation will be called a \u2018Grant of Confirmation\u2019.\u00a0You can find out more information on the\u00a0<\/span><a href=\"https:\/\/www.citizensadvice.org.uk\/scotland\/family\/death-and-wills\/after-death-dealing-with-an-estate\/\"><span data-contrast=\"none\">Citizen\u2019s Advice website<\/span><\/a><span data-contrast=\"auto\">.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n\n          <\/span>\n\n        <\/div>\n      \n      <\/div>\n      \n    \n    <\/div>\n\n\n          \n        \n          \n          \n  <div class=\"accordion-item  icon-size\" data-animate-on-scroll=\"fade-up\">\n\n    <div class=\"accordion-top-half\"> \n\n      \n        <h3 class=\"accordion-title\">\n          \n          <button class=\"accordion-button grid inactive\" id=\"button-1\" aria-expanded=\"false\" aira-controls=\"tab-1\" aria-disabled=\"false\">\n          \n              \n              \n                <div class=\"accordion-title-wrapper\">\n\n                            \n                      <h3 class=\"accordion-title\">Do I need a probate solicitor?\u00a0<\/h3>\n            \n                  \n                  \n                <\/div>\n\n              \n          <\/button>\n        \n        <\/h3>\n\n          \n    <\/div>\n\n    \n      <div class=\"accordion-panel panel-closed\" id=\"tab-1\">\n      \n        <div class=\"grid\">\n\n          <span class=\"accordion-content\">\n\n            <p><span data-contrast=\"auto\">You\u00a0won\u2019t\u00a0always need a probate solicitor, but we suggest you seek professional advice and support. Managing an estate can be complicated. A solicitor\u2019s role is to help you through the process and bring the legal and technical knowledge to make the process easier.<\/span><\/p>\n\n          <\/span>\n\n        <\/div>\n      \n      <\/div>\n      \n    \n    <\/div>\n\n\n          \n        \n          \n          \n  <div class=\"accordion-item  icon-size\" data-animate-on-scroll=\"fade-up\">\n\n    <div class=\"accordion-top-half\"> \n\n      \n        <h3 class=\"accordion-title\">\n          \n          <button class=\"accordion-button grid inactive\" id=\"button-2\" aria-expanded=\"false\" aira-controls=\"tab-2\" aria-disabled=\"false\">\n          \n              \n              \n                <div class=\"accordion-title-wrapper\">\n\n                            \n                      <h3 class=\"accordion-title\">Can you approve a\u00a0Letter of Authority for requesting information on a deceased person\u2019s account?<\/h3>\n            \n                  \n                  \n                <\/div>\n\n              \n          <\/button>\n        \n        <\/h3>\n\n          \n    <\/div>\n\n    \n      <div class=\"accordion-panel panel-closed\" id=\"tab-2\">\n      \n        <div class=\"grid\">\n\n          <span class=\"accordion-content\">\n\n            <p><span class=\"TextRun SCXW217912684 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW217912684 BCX0\">No, information authority must have been approved by the deceased person before they died. We are unable to approve a\u00a0<\/span><span class=\"NormalTextRun SCXW217912684 BCX0\">Letter of Authority\u00a0<\/span><span class=\"NormalTextRun SCXW217912684 BCX0\">after the date of death.<\/span><\/span><\/p>\n\n          <\/span>\n\n        <\/div>\n      \n      <\/div>\n      \n    \n    <\/div>\n\n\n          \n        \n          \n          \n  <div class=\"accordion-item  icon-size\" data-animate-on-scroll=\"fade-up\">\n\n    <div class=\"accordion-top-half\"> \n\n      \n        <h3 class=\"accordion-title\">\n          \n          <button class=\"accordion-button grid inactive\" id=\"button-3\" aria-expanded=\"false\" aira-controls=\"tab-3\" aria-disabled=\"false\">\n          \n              \n              \n                <div class=\"accordion-title-wrapper\">\n\n                            \n                      <h3 class=\"accordion-title\">How do I tell you that someone has died?<\/h3>\n            \n                  \n                  \n                <\/div>\n\n              \n          <\/button>\n        \n        <\/h3>\n\n          \n    <\/div>\n\n    \n      <div class=\"accordion-panel panel-closed\" id=\"tab-3\">\n      \n        <div class=\"grid\">\n\n          <span class=\"accordion-content\">\n\n            <p>To notify us of a bereavement, you can contact us by phone, email or post.<\/p>\n<ul>\n<li>Call 0345 680 8000, 9am to 5pm Monday to Friday<\/li>\n<li>Email clientservices@wealthtime.com<\/li>\n<li>Write to us at Wealthtime Client Services, PO Box 4328, Bath, BA1 0LR.<\/li>\n<\/ul>\n<p>When you contact us, we\u2019ll ask you some questions about the deceased including their name, date of death, your relationship to them and details on any other family members or next of kin. We\u2019ll also ask you to send us the original death certificate.<\/p>\n<p>However you choose to contact us, we\u2019ll explain next steps and let you know what to expect.<\/p>\n<p>We understand that experiencing a bereavement can be overwhelming, and everyone\u2019s circumstances are different. If you need any extra support during this process, please let us know how we can help.<\/p>\n\n          <\/span>\n\n        <\/div>\n      \n      <\/div>\n      \n    \n    <\/div>\n\n\n          \n        \n          \n          \n  <div class=\"accordion-item  icon-size\" data-animate-on-scroll=\"fade-up\">\n\n    <div class=\"accordion-top-half\"> \n\n      \n        <h3 class=\"accordion-title\">\n          \n          <button class=\"accordion-button grid inactive\" id=\"button-4\" aria-expanded=\"false\" aira-controls=\"tab-4\" aria-disabled=\"false\">\n          \n              \n              \n                <div class=\"accordion-title-wrapper\">\n\n                            \n                      <h3 class=\"accordion-title\">Who can notify you of a death?<\/h3>\n            \n                  \n                  \n                <\/div>\n\n              \n          <\/button>\n        \n        <\/h3>\n\n          \n    <\/div>\n\n    \n      <div class=\"accordion-panel panel-closed\" id=\"tab-4\">\n      \n        <div class=\"grid\">\n\n          <span class=\"accordion-content\">\n\n            <p> A death can be reported by a family member, friend, executor, personal representative, solicitor or financial adviser. <\/p>\n<p><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\">\ufeff<\/span><\/p>\n\n          <\/span>\n\n        <\/div>\n      \n      <\/div>\n      \n    \n    <\/div>\n\n\n          \n        \n          \n          \n  <div class=\"accordion-item  icon-size\" data-animate-on-scroll=\"fade-up\">\n\n    <div class=\"accordion-top-half\"> \n\n      \n        <h3 class=\"accordion-title\">\n          \n          <button class=\"accordion-button grid inactive\" id=\"button-5\" aria-expanded=\"false\" aira-controls=\"tab-5\" aria-disabled=\"false\">\n          \n              \n              \n                <div class=\"accordion-title-wrapper\">\n\n                            \n                      <h3 class=\"accordion-title\">Is there a difference between an original, official or registrar-certified death certificate?<\/h3>\n            \n                  \n                  \n                <\/div>\n\n              \n          <\/button>\n        \n        <\/h3>\n\n          \n    <\/div>\n\n    \n      <div class=\"accordion-panel panel-closed\" id=\"tab-5\">\n      \n        <div class=\"grid\">\n\n          <span class=\"accordion-content\">\n\n            <p>There\u2019s no difference &#8211; they all refer to certificates issued by the general register office, or the local register office where the death was registered.<\/p>\n\n          <\/span>\n\n        <\/div>\n      \n      <\/div>\n      \n    \n    <\/div>\n\n\n          \n        \n          \n          \n  <div class=\"accordion-item  icon-size\" data-animate-on-scroll=\"fade-up\">\n\n    <div class=\"accordion-top-half\"> \n\n      \n        <h3 class=\"accordion-title\">\n          \n          <button class=\"accordion-button grid inactive\" id=\"button-6\" aria-expanded=\"false\" aira-controls=\"tab-6\" aria-disabled=\"false\">\n          \n              \n              \n                <div class=\"accordion-title-wrapper\">\n\n                            \n                      <h3 class=\"accordion-title\">Why do you need an original death certificate?<\/h3>\n            \n                  \n                  \n                <\/div>\n\n              \n          <\/button>\n        \n        <\/h3>\n\n          \n    <\/div>\n\n    \n      <div class=\"accordion-panel panel-closed\" id=\"tab-6\">\n      \n        <div class=\"grid\">\n\n          <span class=\"accordion-content\">\n\n            <p>There are two reasons you\u2019ll be asked to provide an original copy of the death certificate.<\/p>\n<p><strong>Fraud prevention<\/strong> \u2013 UK death certificates include security features that help prevent fraud and stop unauthorised copies from being used. These security features can be lost on unofficial copies.<br \/>\n<strong>Legal restrictions<\/strong> \u2013 UK death certificates are protected by Crown copyright, so copies made without permission may breach copyright rules.<\/p>\n<p>Because most organisations will need an original copy sent to them, it is recommended that you order multiple copies of the death certificate from the register office.<\/p>\n\n          <\/span>\n\n        <\/div>\n      \n      <\/div>\n      \n    \n    <\/div>\n\n\n          \n        \n          \n          \n  <div class=\"accordion-item  icon-size\" data-animate-on-scroll=\"fade-up\">\n\n    <div class=\"accordion-top-half\"> \n\n      \n        <h3 class=\"accordion-title\">\n          \n          <button class=\"accordion-button grid inactive\" id=\"button-7\" aria-expanded=\"false\" aira-controls=\"tab-7\" aria-disabled=\"false\">\n          \n              \n              \n                <div class=\"accordion-title-wrapper\">\n\n                            \n                      <h3 class=\"accordion-title\">How do I order additional copies of a death certificate?<\/h3>\n            \n                  \n                  \n                <\/div>\n\n              \n          <\/button>\n        \n        <\/h3>\n\n          \n    <\/div>\n\n    \n      <div class=\"accordion-panel panel-closed\" id=\"tab-7\">\n      \n        <div class=\"grid\">\n\n          <span class=\"accordion-content\">\n\n            <p>For information on how to order certificates and how much they cost, please visit the <a href=\"https:\/\/www.gov.uk\/order-copy-birth-death-marriage-certificate\"target=\"_blank\" rel=\"noopener\">gov.uk website<\/a>.<br \/>\nIt\u2019s recommended that you order more than one certificate. The amount you will need depends on how many organisations need an original copy. Don\u2019t worry if you don\u2019t know how many you need right now; you can order more from the general register office at a later date.<\/p>\n\n          <\/span>\n\n        <\/div>\n      \n      <\/div>\n      \n    \n    <\/div>\n\n\n          \n        \n      <\/div>\n\n    \n    \n    \n        \n    \n  \n  <\/div>\n\n<\/section>\n\n\n<section id=\"SIPP-faqs\" class=\"accordion transparent\" data-anchor-text=\"SIPP FAQs\" data-anchor-link=\"SIPP-faqs\">\n   \n  <div class=\"row content body-push\">\n\n    <div class=\"grid\">\n\n      <div class=\"content\">\n\n        \n        \n          <h2 class=\"section-title\">Self-Invested Personal Pension (SIPP) FAQs<\/h2>\n\n        \n        \n      <\/div>\n\n    <\/div>\n\n    \n\n    \n    \n    \n    \n    \n    \n    \n      <div class=\"accordion\"> \n\n        \n          \n          \n  <div class=\"accordion-item  icon-size\" data-animate-on-scroll=\"fade-up\">\n\n    <div class=\"accordion-top-half\"> \n\n      \n        <h3 class=\"accordion-title\">\n          \n          <button class=\"accordion-button grid inactive\" id=\"button-0\" aria-expanded=\"false\" aira-controls=\"tab-0\" aria-disabled=\"false\">\n          \n              \n              \n                <div class=\"accordion-title-wrapper\">\n\n                            \n                      <h3 class=\"accordion-title\">Do I need to have a regulated financial adviser as an executor or SIPP beneficiary?\u00a0<\/h3>\n            \n                  \n                  \n                <\/div>\n\n              \n          <\/button>\n        \n        <\/h3>\n\n          \n    <\/div>\n\n    \n      <div class=\"accordion-panel panel-closed\" id=\"tab-0\">\n      \n        <div class=\"grid\">\n\n          <span class=\"accordion-content\">\n\n            <p><span data-contrast=\"auto\">We provide\u00a0an advised\u00a0investment\u00a0platform and do not\u00a0provide\u00a0financial advice. So,\u00a0beneficiaries will need an adviser if they decide to open a SIPP\u00a0drawdown\u00a0product\u00a0or\u00a0take out\u00a0an annuity\u00a0for example.<\/span><\/p>\n<p><span data-contrast=\"auto\">It doesn\u2019t need to be the same adviser as the deceased person, but your adviser will need to agree terms of business with us if they\u2019d like to advise you on our products.<\/span><\/p>\n<p><span data-contrast=\"auto\">If your\u00a0chosen\u00a0adviser\u00a0does not already have an agreement in place with\u00a0us, they\u00a0can speak to the sales representative from\u00a0their\u00a0area. You can find their details\u00a0<\/span><a href=\"https:\/\/www.wealthtime.com\/advisers\/contact\/)\"><span data-contrast=\"none\">here<\/span><\/a><span data-contrast=\"auto\">.<\/span><\/p>\n\n          <\/span>\n\n        <\/div>\n      \n      <\/div>\n      \n    \n    <\/div>\n\n\n          \n        \n          \n          \n  <div class=\"accordion-item  icon-size\" data-animate-on-scroll=\"fade-up\">\n\n    <div class=\"accordion-top-half\"> \n\n      \n        <h3 class=\"accordion-title\">\n          \n          <button class=\"accordion-button grid inactive\" id=\"button-1\" aria-expanded=\"false\" aira-controls=\"tab-1\" aria-disabled=\"false\">\n          \n              \n              \n                <div class=\"accordion-title-wrapper\">\n\n                            \n                      <h3 class=\"accordion-title\">What happens to pension income payments made after someone dies?\u00a0<\/h3>\n            \n                  \n                  \n                <\/div>\n\n              \n          <\/button>\n        \n        <\/h3>\n\n          \n    <\/div>\n\n    \n      <div class=\"accordion-panel panel-closed\" id=\"tab-1\">\n      \n        <div class=\"grid\">\n\n          <span class=\"accordion-content\">\n\n            <p><span data-contrast=\"auto\">Once\u202fwe\u2019ve\u202fbeen informed that a person has died,\u202fwe\u2019ll\u202fstop making their pension income payments.<\/span><\/p>\n<p><span data-contrast=\"auto\">If you were relying on your partner or spouse\u2019s pension payments and need financial support following their death, the\u00a0<\/span><a href=\"https:\/\/www.gov.uk\/death-spouse-benefits-tax-pension\/benefits\"><span data-contrast=\"none\">government website<\/span><\/a><span data-contrast=\"auto\">\u00a0outlines\u00a0some of the financial support that may be available to you depending on your circumstances.<\/span><\/p>\n\n          <\/span>\n\n        <\/div>\n      \n      <\/div>\n      \n    \n    <\/div>\n\n\n          \n        \n          \n          \n  <div class=\"accordion-item  icon-size\" data-animate-on-scroll=\"fade-up\">\n\n    <div class=\"accordion-top-half\"> \n\n      \n        <h3 class=\"accordion-title\">\n          \n          <button class=\"accordion-button grid inactive\" id=\"button-2\" aria-expanded=\"false\" aira-controls=\"tab-2\" aria-disabled=\"false\">\n          \n              \n              \n                <div class=\"accordion-title-wrapper\">\n\n                            \n                      <h3 class=\"accordion-title\">Will the beneficiaries be decided\u00a0from\u00a0the deceased\u2019s will?\u00a0<\/h3>\n            \n                  \n                  \n                <\/div>\n\n              \n          <\/button>\n        \n        <\/h3>\n\n          \n    <\/div>\n\n    \n      <div class=\"accordion-panel panel-closed\" id=\"tab-2\">\n      \n        <div class=\"grid\">\n\n          <span class=\"accordion-content\">\n\n            <p><span class=\"TextRun Highlight SCXW120732632 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW120732632 BCX0\">The beneficiary decision is made at the discretion of the SIPP trustees. The Wealthtime SIPP does not form part of the deceased person\u2019s estate, however we may still ask for a copy of the individual\u2019s will to help guide us in our investigation and\u00a0<\/span><span class=\"NormalTextRun SCXW120732632 BCX0\">subsequent<\/span><span class=\"NormalTextRun SCXW120732632 BCX0\"> decision.<\/span><\/span><\/p>\n\n          <\/span>\n\n        <\/div>\n      \n      <\/div>\n      \n    \n    <\/div>\n\n\n          \n        \n          \n          \n  <div class=\"accordion-item  icon-size\" data-animate-on-scroll=\"fade-up\">\n\n    <div class=\"accordion-top-half\"> \n\n      \n        <h3 class=\"accordion-title\">\n          \n          <button class=\"accordion-button grid inactive\" id=\"button-3\" aria-expanded=\"false\" aira-controls=\"tab-3\" aria-disabled=\"false\">\n          \n              \n              \n                <div class=\"accordion-title-wrapper\">\n\n                            \n                      <h3 class=\"accordion-title\">Can you tell me the value of the pension?\u00a0<\/h3>\n            \n                  \n                  \n                <\/div>\n\n              \n          <\/button>\n        \n        <\/h3>\n\n          \n    <\/div>\n\n    \n      <div class=\"accordion-panel panel-closed\" id=\"tab-3\">\n      \n        <div class=\"grid\">\n\n          <span class=\"accordion-content\">\n\n            <p><span class=\"NormalTextRun SCXW139862565 BCX0\">We\u2019re<\/span><span class=\"NormalTextRun SCXW139862565 BCX0\"> unable to confirm any account information, including the value of the SIPP, to anyone who does not already have authority on the account. Authority would include the registered financial adviser or information authority (sometimes called a Letter of Authority), which would need to have been approved by the deceased before they died.<\/span><\/p>\n\n          <\/span>\n\n        <\/div>\n      \n      <\/div>\n      \n    \n    <\/div>\n\n\n          \n        \n          \n          \n  <div class=\"accordion-item  icon-size\" data-animate-on-scroll=\"fade-up\">\n\n    <div class=\"accordion-top-half\"> \n\n      \n        <h3 class=\"accordion-title\">\n          \n          <button class=\"accordion-button grid inactive\" id=\"button-4\" aria-expanded=\"false\" aira-controls=\"tab-4\" aria-disabled=\"false\">\n          \n              \n              \n                <div class=\"accordion-title-wrapper\">\n\n                            \n                      <h3 class=\"accordion-title\">Can you tell me if there are any other beneficiaries?\u00a0<\/h3>\n            \n                  \n                  \n                <\/div>\n\n              \n          <\/button>\n        \n        <\/h3>\n\n          \n    <\/div>\n\n    \n      <div class=\"accordion-panel panel-closed\" id=\"tab-4\">\n      \n        <div class=\"grid\">\n\n          <span class=\"accordion-content\">\n\n            <p><span class=\"TextRun SCXW143780572 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW143780572 BCX0\">We\u2019re<\/span><span class=\"NormalTextRun SCXW143780572 BCX0\"> unable to share any information on other beneficiaries, during the investigation or once the investigation has concluded.<\/span><\/span><\/p>\n\n          <\/span>\n\n        <\/div>\n      \n      <\/div>\n      \n    \n    <\/div>\n\n\n          \n        \n          \n          \n  <div class=\"accordion-item  icon-size\" data-animate-on-scroll=\"fade-up\">\n\n    <div class=\"accordion-top-half\"> \n\n      \n        <h3 class=\"accordion-title\">\n          \n          <button class=\"accordion-button grid inactive\" id=\"button-5\" aria-expanded=\"false\" aira-controls=\"tab-5\" aria-disabled=\"false\">\n          \n              \n              \n                <div class=\"accordion-title-wrapper\">\n\n                            \n                      <h3 class=\"accordion-title\">Does the pension remain invested while your investigation is completed?\u00a0<\/h3>\n            \n                  \n                  \n                <\/div>\n\n              \n          <\/button>\n        \n        <\/h3>\n\n          \n    <\/div>\n\n    \n      <div class=\"accordion-panel panel-closed\" id=\"tab-5\">\n      \n        <div class=\"grid\">\n\n          <span class=\"accordion-content\">\n\n            <p><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><span data-contrast=\"auto\">Yes, the SIPP will remain invested while we conduct our bereavement investigation. We will disinvest the assets once the beneficiaries have provided us with their instruction for taking death benefits.<\/span><\/p>\n\n          <\/span>\n\n        <\/div>\n      \n      <\/div>\n      \n    \n    <\/div>\n\n\n          \n        \n          \n          \n  <div class=\"accordion-item  icon-size\" data-animate-on-scroll=\"fade-up\">\n\n    <div class=\"accordion-top-half\"> \n\n      \n        <h3 class=\"accordion-title\">\n          \n          <button class=\"accordion-button grid inactive\" id=\"button-6\" aria-expanded=\"false\" aira-controls=\"tab-6\" aria-disabled=\"false\">\n          \n              \n              \n                <div class=\"accordion-title-wrapper\">\n\n                            \n                      <h3 class=\"accordion-title\">How long will your\u00a0bereavement\u00a0investigation take?<\/h3>\n            \n                  \n                  \n                <\/div>\n\n              \n          <\/button>\n        \n        <\/h3>\n\n          \n    <\/div>\n\n    \n      <div class=\"accordion-panel panel-closed\" id=\"tab-6\">\n      \n        <div class=\"grid\">\n\n          <span class=\"accordion-content\">\n\n            <p><span class=\"TextRun Highlight SCXW189007980 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW189007980 BCX0\">The time this takes will depend on the complexity of the case. Each case is unique and, as such, we are unable to provide a timeline for our bereavement investigation.<\/span><\/span><\/p>\n\n          <\/span>\n\n        <\/div>\n      \n      <\/div>\n      \n    \n    <\/div>\n\n\n          \n        \n          \n          \n  <div class=\"accordion-item  icon-size\" data-animate-on-scroll=\"fade-up\">\n\n    <div class=\"accordion-top-half\"> \n\n      \n        <h3 class=\"accordion-title\">\n          \n          <button class=\"accordion-button grid inactive\" id=\"button-7\" aria-expanded=\"false\" aira-controls=\"tab-7\" aria-disabled=\"false\">\n          \n              \n              \n                <div class=\"accordion-title-wrapper\">\n\n                            \n                      <h3 class=\"accordion-title\">What death benefits options do\u00a0SIPP beneficiaries\u00a0have with Wealthtime?<\/h3>\n            \n                  \n                  \n                <\/div>\n\n              \n          <\/button>\n        \n        <\/h3>\n\n          \n    <\/div>\n\n    \n      <div class=\"accordion-panel panel-closed\" id=\"tab-7\">\n      \n        <div class=\"grid\">\n\n          <span class=\"accordion-content\">\n\n            <p><span data-contrast=\"auto\">We\u2019ll\u00a0outline the options to beneficiaries in their options letter once the bereavement investigation is\u00a0complete. These options will usually be:<\/span><\/p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Lump\u00a0sum\u00a0payment \u2013 A one-off payment of the full value of the beneficiary\u2019s death benefits. You do not need a regulated financial adviser for this\u00a0option.<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Income\u00a0stream into\u00a0drawdown \u2013 A beneficiary drawdown SIPP will be opened in the beneficiary\u2019s name with the value of their death benefits transferred in.\u00a0You\u2019ll\u00a0need a regulated financial adviser for this\u00a0option.<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Annuities \u2013\u00a0While we\u00a0don\u2019t\u00a0offer\u00a0annuities on\u00a0our\u00a0platform, we can work with the beneficiary\u2019s chosen provider to process this\u00a0option.\u00a0You\u2019ll\u00a0need a regulated financial adviser for this\u00a0option.<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">Please note that if you were not a nominated beneficiary (for example if a beneficiary relinquished their rights to you), you may not have the same death benefit options.<\/span><\/p>\n\n          <\/span>\n\n        <\/div>\n      \n      <\/div>\n      \n    \n    <\/div>\n\n\n          \n        \n          \n          \n  <div class=\"accordion-item  icon-size\" data-animate-on-scroll=\"fade-up\">\n\n    <div class=\"accordion-top-half\"> \n\n      \n        <h3 class=\"accordion-title\">\n          \n          <button class=\"accordion-button grid inactive\" id=\"button-8\" aria-expanded=\"false\" aira-controls=\"tab-8\" aria-disabled=\"false\">\n          \n              \n              \n                <div class=\"accordion-title-wrapper\">\n\n                            \n                      <h3 class=\"accordion-title\">What documents do\u202fyou need to claim death benefits?\u00a0<\/h3>\n            \n                  \n                  \n                <\/div>\n\n              \n          <\/button>\n        \n        <\/h3>\n\n          \n    <\/div>\n\n    \n      <div class=\"accordion-panel panel-closed\" id=\"tab-8\">\n      \n        <div class=\"grid\">\n\n          <span class=\"accordion-content\">\n\n            <p><span data-contrast=\"auto\">To begin the process,\u00a0we\u2019ll\u00a0need sight of the original death certificate. Once beneficiaries have been decided by the SIPP Trustees,\u00a0they\u2019ll\u00a0be contacted with an options letter to outline the death benefit options available to them and requirements for each option.<\/span><\/p>\n\n          <\/span>\n\n        <\/div>\n      \n      <\/div>\n      \n    \n    <\/div>\n\n\n          \n        \n          \n          \n  <div class=\"accordion-item  icon-size\" data-animate-on-scroll=\"fade-up\">\n\n    <div class=\"accordion-top-half\"> \n\n      \n        <h3 class=\"accordion-title\">\n          \n          <button class=\"accordion-button grid inactive\" id=\"button-9\" aria-expanded=\"false\" aira-controls=\"tab-9\" aria-disabled=\"false\">\n          \n              \n              \n                <div class=\"accordion-title-wrapper\">\n\n                            \n                      <h3 class=\"accordion-title\">What will a beneficiary need to provide for a lump sum payment?\u00a0<\/h3>\n            \n                  \n                  \n                <\/div>\n\n              \n          <\/button>\n        \n        <\/h3>\n\n          \n    <\/div>\n\n    \n      <div class=\"accordion-panel panel-closed\" id=\"tab-9\">\n      \n        <div class=\"grid\">\n\n          <span class=\"accordion-content\">\n\n            <p><span data-contrast=\"auto\">We\u2019ll\u00a0ask for a certified copy of the beneficiaries photographic ID (such as a passport or driving licence) and a certified copy of their bank statement. This is to verify the identity and bank account of the beneficiary.<\/span><\/p>\n\n          <\/span>\n\n        <\/div>\n      \n      <\/div>\n      \n    \n    <\/div>\n\n\n          \n        \n          \n          \n  <div class=\"accordion-item  icon-size\" data-animate-on-scroll=\"fade-up\">\n\n    <div class=\"accordion-top-half\"> \n\n      \n        <h3 class=\"accordion-title\">\n          \n          <button class=\"accordion-button grid inactive\" id=\"button-10\" aria-expanded=\"false\" aira-controls=\"tab-10\" aria-disabled=\"false\">\n          \n              \n              \n                <div class=\"accordion-title-wrapper\">\n\n                            \n                      <h3 class=\"accordion-title\">Will I be taxed on the beneficiary payment?\u00a0<\/h3>\n            \n                  \n                  \n                <\/div>\n\n              \n          <\/button>\n        \n        <\/h3>\n\n          \n    <\/div>\n\n    \n      <div class=\"accordion-panel panel-closed\" id=\"tab-10\">\n      \n        <div class=\"grid\">\n\n          <span class=\"accordion-content\">\n\n            <p><span data-contrast=\"auto\">Payments may be taxed under PAYE if the person who died passed away after turning 75 years old. If they died before turning 75, PAYE will apply if benefits are not paid out within two years of the date we were notified of their death.<\/span><\/p>\n\n          <\/span>\n\n        <\/div>\n      \n      <\/div>\n      \n    \n    <\/div>\n\n\n          \n        \n          \n          \n  <div class=\"accordion-item  icon-size\" data-animate-on-scroll=\"fade-up\">\n\n    <div class=\"accordion-top-half\"> \n\n      \n        <h3 class=\"accordion-title\">\n          \n          <button class=\"accordion-button grid inactive\" id=\"button-11\" aria-expanded=\"false\" aira-controls=\"tab-11\" aria-disabled=\"false\">\n          \n              \n              \n                <div class=\"accordion-title-wrapper\">\n\n                            \n                      <h3 class=\"accordion-title\">Am I able to relinquish my\u00a0beneficiary\u00a0rights?\u00a0<\/h3>\n            \n                  \n                  \n                <\/div>\n\n              \n          <\/button>\n        \n        <\/h3>\n\n          \n    <\/div>\n\n    \n      <div class=\"accordion-panel panel-closed\" id=\"tab-11\">\n      \n        <div class=\"grid\">\n\n          <span class=\"accordion-content\">\n\n            <p><span data-contrast=\"auto\">You can choose to relinquish your beneficiary rights. To do this, we\u00a0require\u00a0a wet-signed letter from the identified beneficiary (accompanied by a certified copy of their ID) confirming they wish to relinquish their right and who they wish to relinquish to.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Please note that the people or person you choose to relinquish to may not be entitled to the same death benefit options, compared to\u00a0nominated beneficiaries of the deceased. We will still need to complete the relevant identity checks on the individuals who will receive the death benefits.<\/span><\/p>\n\n          <\/span>\n\n        <\/div>\n      \n      <\/div>\n      \n    \n    <\/div>\n\n\n          \n        \n          \n          \n  <div class=\"accordion-item  icon-size\" data-animate-on-scroll=\"fade-up\">\n\n    <div class=\"accordion-top-half\"> \n\n      \n        <h3 class=\"accordion-title\">\n          \n          <button class=\"accordion-button grid inactive\" id=\"button-12\" aria-expanded=\"false\" aira-controls=\"tab-12\" aria-disabled=\"false\">\n          \n              \n              \n                <div class=\"accordion-title-wrapper\">\n\n                            \n                      <h3 class=\"accordion-title\">Why can the value of a pension change after someone dies?<\/h3>\n            \n                  \n                  \n                <\/div>\n\n              \n          <\/button>\n        \n        <\/h3>\n\n          \n    <\/div>\n\n    \n      <div class=\"accordion-panel panel-closed\" id=\"tab-12\">\n      \n        <div class=\"grid\">\n\n          <span class=\"accordion-content\">\n\n            <p>Values provided during the bereavement process are usually an estimate based on the value of the investments at that point in time.<\/p>\n<p>While the pension is invested, its value can increase or decrease in line with market conditions. Investment markets can move daily, affecting the value of the pension before the investments are sold.<\/p>\n<p>This means the final value may be different to any earlier estimates.<\/p>\n\n          <\/span>\n\n        <\/div>\n      \n      <\/div>\n      \n    \n    <\/div>\n\n\n          \n        \n          \n          \n  <div class=\"accordion-item  icon-size\" data-animate-on-scroll=\"fade-up\">\n\n    <div class=\"accordion-top-half\"> \n\n      \n        <h3 class=\"accordion-title\">\n          \n          <button class=\"accordion-button grid inactive\" id=\"button-13\" aria-expanded=\"false\" aira-controls=\"tab-13\" aria-disabled=\"false\">\n          \n              \n              \n                <div class=\"accordion-title-wrapper\">\n\n                            \n                      <h3 class=\"accordion-title\">When is the final value confirmed?<\/h3>\n            \n                  \n                  \n                <\/div>\n\n              \n          <\/button>\n        \n        <\/h3>\n\n          \n    <\/div>\n\n    \n      <div class=\"accordion-panel panel-closed\" id=\"tab-13\">\n      \n        <div class=\"grid\">\n\n          <span class=\"accordion-content\">\n\n            <p>The final value you will receive can be confirmed to the beneficiaries when we are ready to pay out death benefits. Death benefit options will be provided to the beneficiaries in an options letter after our investigation is complete.<\/p>\n<p>If you\u2019re a beneficiary and have already received an options letter from us, we\u2019ll need you to confirm how you would like to take your death benefits. Once we\u2019ve received your decision, we\u2019ll sell the investments held in the pension.<\/p>\n<p>It can take a few days for the final value to be confirmed to us once the investments have been sold. This is because we have to wait for the investment manager to let us know. We can let you know the final value you will receive after the value has been confirmed to us and we have calculated your share of the death benefits.<\/p>\n\n          <\/span>\n\n        <\/div>\n      \n      <\/div>\n      \n    \n    <\/div>\n\n\n          \n        \n      <\/div>\n\n    \n    \n    \n        \n    \n  \n  <\/div>\n\n<\/section>\n\n\n<section id=\"ISA-GIA-faqs\" class=\"accordion transparent\" data-anchor-text=\"ISA and GIA FAQs\" data-anchor-link=\"ISA-faqs\">\n   \n  <div class=\"row content body-push\">\n\n    <div class=\"grid\">\n\n      <div class=\"content\">\n\n        \n        \n          <h2 class=\"section-title\">Individual Savings Account (ISA) and General Investment Account (GIA) FAQs<\/h2>\n\n        \n        \n      <\/div>\n\n    <\/div>\n\n    \n\n    \n    \n    \n    \n    \n    \n    \n      <div class=\"accordion\"> \n\n        \n          \n          \n  <div class=\"accordion-item  icon-size\" data-animate-on-scroll=\"fade-up\">\n\n    <div class=\"accordion-top-half\"> \n\n      \n        <h3 class=\"accordion-title\">\n          \n          <button class=\"accordion-button grid inactive\" id=\"button-0\" aria-expanded=\"false\" aira-controls=\"tab-0\" aria-disabled=\"false\">\n          \n              \n              \n                <div class=\"accordion-title-wrapper\">\n\n                            \n                      <h3 class=\"accordion-title\">What is an Executor\u2019s Payment Instruction (EPI) and do I need one?<\/h3>\n            \n                  \n                  \n                <\/div>\n\n              \n          <\/button>\n        \n        <\/h3>\n\n          \n    <\/div>\n\n    \n      <div class=\"accordion-panel panel-closed\" id=\"tab-0\">\n      \n        <div class=\"grid\">\n\n          <span class=\"accordion-content\">\n\n            <p><span data-contrast=\"auto\">An\u202fExecutor\u2019s Payment Instruction, or\u202fEPI,\u202fis the formal instruction given by an executor to release or transfer funds from an estate account to beneficiaries or creditors. This is only\u00a0required\u00a0for\u00a0Non-SIPP\u00a0accounts, for example \u2013 an ISA or GIA.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">It is used to clearly\u00a0state\u00a0how the executors wish to receive the money. This can be received as a cash payment to be paid either directly to the executors, or to be paid to a solicitor\u2019s account details.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">We will require\u00a0additional\u00a0documentation for payment out which is as follows:<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">For payment to executor\u2019s bank account: Certified copy of a recent bank statement<\/span><\/li>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">For payment to a solicitor\u2019s bank account: Confirmation of solicitor\u2019s bank details on solicitors headed paper<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">Payment can also be made as an internal transfer to another account held on the Wealthtime platform.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n\n          <\/span>\n\n        <\/div>\n      \n      <\/div>\n      \n    \n    <\/div>\n\n\n          \n        \n          \n          \n  <div class=\"accordion-item  icon-size\" data-animate-on-scroll=\"fade-up\">\n\n    <div class=\"accordion-top-half\"> \n\n      \n        <h3 class=\"accordion-title\">\n          \n          <button class=\"accordion-button grid inactive\" id=\"button-1\" aria-expanded=\"false\" aira-controls=\"tab-1\" aria-disabled=\"false\">\n          \n              \n              \n                <div class=\"accordion-title-wrapper\">\n\n                            \n                      <h3 class=\"accordion-title\">What\u2019s\u00a0an Additional Permitted Subscription (APS) ISA allowance?\u00a0<\/h3>\n            \n                  \n                  \n                <\/div>\n\n              \n          <\/button>\n        \n        <\/h3>\n\n          \n    <\/div>\n\n    \n      <div class=\"accordion-panel panel-closed\" id=\"tab-1\">\n      \n        <div class=\"grid\">\n\n          <span class=\"accordion-content\">\n\n            <p><span class=\"TextRun Highlight SCXW76229082 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW76229082 BCX0\">If your spouse or civil partner held an Individual Savings Account (ISA) and died on or after 3 December 2014, you can inherit an\u00a0<\/span><span class=\"NormalTextRun SCXW76229082 BCX0\">additional<\/span><span class=\"NormalTextRun SCXW76229082 BCX0\">\u00a0ISA allowance.\u00a0<\/span><span class=\"NormalTextRun SCXW76229082 BCX0\">It\u2019s<\/span><span class=\"NormalTextRun SCXW76229082 BCX0\"> called the Additional Permitted Subscription (APS) ISA allowance. This APS ISA allowance is in addition to your personal annual ISA allowance. You qualify for it regardless of whether you inherit the assets from your spouse or civil partner\u2019s ISA as cash or shares.<\/span><\/span><\/p>\n\n          <\/span>\n\n        <\/div>\n      \n      <\/div>\n      \n    \n    <\/div>\n\n\n          \n        \n          \n          \n  <div class=\"accordion-item  icon-size\" data-animate-on-scroll=\"fade-up\">\n\n    <div class=\"accordion-top-half\"> \n\n      \n        <h3 class=\"accordion-title\">\n          \n          <button class=\"accordion-button grid inactive\" id=\"button-2\" aria-expanded=\"false\" aira-controls=\"tab-2\" aria-disabled=\"false\">\n          \n              \n              \n                <div class=\"accordion-title-wrapper\">\n\n                            \n                      <h3 class=\"accordion-title\">Who\u2019s\u00a0eligible for an\u00a0Additional Permitted Subscription\u00a0(APS)\u00a0ISA allowance?<\/h3>\n            \n                  \n                  \n                <\/div>\n\n              \n          <\/button>\n        \n        <\/h3>\n\n          \n    <\/div>\n\n    \n      <div class=\"accordion-panel panel-closed\" id=\"tab-2\">\n      \n        <div class=\"grid\">\n\n          <span class=\"accordion-content\">\n\n            <p><span data-contrast=\"auto\">Most people with spouses or civil partners who held an ISA and who died on or after 3 December 2014 will be eligible for an APS ISA. The only reason you might not qualify is if you were not living with your spouse or civil partner when they died, because you were separated under a court order or a deed of separation, or in circumstances where your marriage or civil partnership had broken down.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n\n          <\/span>\n\n        <\/div>\n      \n      <\/div>\n      \n    \n    <\/div>\n\n\n          \n        \n          \n          \n  <div class=\"accordion-item  icon-size\" data-animate-on-scroll=\"fade-up\">\n\n    <div class=\"accordion-top-half\"> \n\n      \n        <h3 class=\"accordion-title\">\n          \n          <button class=\"accordion-button grid inactive\" id=\"button-3\" aria-expanded=\"false\" aira-controls=\"tab-3\" aria-disabled=\"false\">\n          \n              \n              \n                <div class=\"accordion-title-wrapper\">\n\n                            \n                      <h3 class=\"accordion-title\">Is there a time limit on\u00a0Additional Permitted Subscription\u00a0(APS)\u00a0ISA\u00a0cases?<\/h3>\n            \n                  \n                  \n                <\/div>\n\n              \n          <\/button>\n        \n        <\/h3>\n\n          \n    <\/div>\n\n    \n      <div class=\"accordion-panel panel-closed\" id=\"tab-3\">\n      \n        <div class=\"grid\">\n\n          <span class=\"accordion-content\">\n\n            <p><span data-contrast=\"auto\">APS is only available if paid within three years of the deceased\u2019s date of death.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n\n          <\/span>\n\n        <\/div>\n      \n      <\/div>\n      \n    \n    <\/div>\n\n\n          \n        \n      <\/div>\n\n    \n    \n    \n        \n    \n  \n  <\/div>\n\n<\/section>\n\n\n<section id=\"document-faqs\" class=\"accordion transparent\" data-anchor-text=\"Document FAQs\" data-anchor-link=\"Doc-faqs\">\n   \n  <div class=\"row content body-push\">\n\n    <div class=\"grid\">\n\n      <div class=\"content\">\n\n        \n        \n          <h2 class=\"section-title\">Document FAQs<\/h2>\n\n        \n        \n      <\/div>\n\n    <\/div>\n\n    \n\n    \n    \n    \n    \n    \n    \n    \n      <div class=\"accordion\"> \n\n        \n          \n          \n  <div class=\"accordion-item  icon-size\" data-animate-on-scroll=\"fade-up\">\n\n    <div class=\"accordion-top-half\"> \n\n      \n        <h3 class=\"accordion-title\">\n          \n          <button class=\"accordion-button grid inactive\" id=\"button-0\" aria-expanded=\"false\" aira-controls=\"tab-0\" aria-disabled=\"false\">\n          \n              \n              \n                <div class=\"accordion-title-wrapper\">\n\n                            \n                      <h3 class=\"accordion-title\">Will Wealthtime ask me to send any documents or information?<\/h3>\n            \n                  \n                  \n                <\/div>\n\n              \n          <\/button>\n        \n        <\/h3>\n\n          \n    <\/div>\n\n    \n      <div class=\"accordion-panel panel-closed\" id=\"tab-0\">\n      \n        <div class=\"grid\">\n\n          <span class=\"accordion-content\">\n\n            <p><span data-contrast=\"auto\">Yes, Wealthtime will request\u00a0physical\u00a0documents in most cases. If\u00a0you&#8217;re\u00a0unable to post these to us, please\u00a0<\/span><a href=\"https:\/\/www.wealthtime.com\/investors\/contact\/\"><span data-contrast=\"none\">speak to our team<\/span><\/a><span data-contrast=\"auto\">\u00a0to discuss your options.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n\n          <\/span>\n\n        <\/div>\n      \n      <\/div>\n      \n    \n    <\/div>\n\n\n          \n        \n          \n          \n  <div class=\"accordion-item  icon-size\" data-animate-on-scroll=\"fade-up\">\n\n    <div class=\"accordion-top-half\"> \n\n      \n        <h3 class=\"accordion-title\">\n          \n          <button class=\"accordion-button grid inactive\" id=\"button-1\" aria-expanded=\"false\" aira-controls=\"tab-1\" aria-disabled=\"false\">\n          \n              \n              \n                <div class=\"accordion-title-wrapper\">\n\n                            \n                      <h3 class=\"accordion-title\">I\u2019ve\u00a0been asked to \u2018wet sign\u2019 a document, what does this mean?\u00a0<\/h3>\n            \n                  \n                  \n                <\/div>\n\n              \n          <\/button>\n        \n        <\/h3>\n\n          \n    <\/div>\n\n    \n      <div class=\"accordion-panel panel-closed\" id=\"tab-1\">\n      \n        <div class=\"grid\">\n\n          <span class=\"accordion-content\">\n\n            <p><span data-contrast=\"auto\">Wet signing means to sign a physical document in ink by hand. If we ask you to wet sign a document, we will be unable to accept a digital signature.\u00a0It\u2019s\u00a0important to complete your documents in the way we request, otherwise this could cause delays.<\/span><\/p>\n\n          <\/span>\n\n        <\/div>\n      \n      <\/div>\n      \n    \n    <\/div>\n\n\n          \n        \n          \n          \n  <div class=\"accordion-item  icon-size\" data-animate-on-scroll=\"fade-up\">\n\n    <div class=\"accordion-top-half\"> \n\n      \n        <h3 class=\"accordion-title\">\n          \n          <button class=\"accordion-button grid inactive\" id=\"button-2\" aria-expanded=\"false\" aira-controls=\"tab-2\" aria-disabled=\"false\">\n          \n              \n              \n                <div class=\"accordion-title-wrapper\">\n\n                            \n                      <h3 class=\"accordion-title\">I\u2019ve\u00a0been asked to provide a certified document, what does this mean?<\/h3>\n            \n                  \n                  \n                <\/div>\n\n              \n          <\/button>\n        \n        <\/h3>\n\n          \n    <\/div>\n\n    \n      <div class=\"accordion-panel panel-closed\" id=\"tab-2\">\n      \n        <div class=\"grid\">\n\n          <span class=\"accordion-content\">\n\n            <p><span data-contrast=\"auto\">To \u2018certify a document\u2019 means to verify that a copy of a document is a true and accurate representation of the original. This is an important part of the due diligence process and helps us to make sure that the documents and instructions we receive from you are valid.<\/span><\/p>\n\n          <\/span>\n\n        <\/div>\n      \n      <\/div>\n      \n    \n    <\/div>\n\n\n          \n        \n          \n          \n  <div class=\"accordion-item  icon-size\" data-animate-on-scroll=\"fade-up\">\n\n    <div class=\"accordion-top-half\"> \n\n      \n        <h3 class=\"accordion-title\">\n          \n          <button class=\"accordion-button grid inactive\" id=\"button-3\" aria-expanded=\"false\" aira-controls=\"tab-3\" aria-disabled=\"false\">\n          \n              \n              \n                <div class=\"accordion-title-wrapper\">\n\n                            \n                      <h3 class=\"accordion-title\">Who\u00a0can certify my documents and how can they do this?<\/h3>\n            \n                  \n                  \n                <\/div>\n\n              \n          <\/button>\n        \n        <\/h3>\n\n          \n    <\/div>\n\n    \n      <div class=\"accordion-panel panel-closed\" id=\"tab-3\">\n      \n        <div class=\"grid\">\n\n          <span class=\"accordion-content\">\n\n            <p><span data-contrast=\"auto\">We can accept certification from a professional person or someone \u2018of good standing\u2019 in your community.\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><strong>For example:\u00a0<\/strong><\/p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Financial Adviser<\/span><\/li>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Solicitor<\/span><\/li>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Councillor<\/span><\/li>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Minister of Religion<\/span><\/li>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Chartered Accountant<\/span><\/li>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Bank\/Building Society<\/span><\/li>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Police Officer<\/span><\/li>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Doctor<\/span><\/li>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Dentist<\/span><\/li>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">The Post Office<\/span><\/li>\n<\/ul>\n<p><strong>The person certifying your documents cannot be:<\/strong><\/p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Yourself<\/span><\/li>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Living at your address<\/span><\/li>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">In\u00a0a relationship with you<\/span><\/li>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Someone related to you<\/span><\/li>\n<\/ul>\n<p><strong>To certify your document, the person should have seen the original document so that they can verify that your photocopy is a true copy. Ask\u00a0the person to certify the\u00a0photocopy by:\u00a0<\/strong><\/p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Writing \u2018certified to be a true copy of the original seen by me\u2019 on the document<\/span><\/li>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Wet-signing and dating it<\/span><\/li>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Printing their name under the signature<\/span><\/li>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Adding their occupation,\u00a0address\u00a0and telephone number<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"auto\"><span class=\"TextRun Highlight SCXW153569914 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW153569914 BCX0\">You can find more information on document certification on the<\/span><\/span><span class=\"TextRun SCXW153569914 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW153569914 BCX0\">\u00a0<\/span><\/span><a class=\"Hyperlink SCXW153569914 BCX0\" href=\"https:\/\/www.gov.uk\/certifying-a-document\" target=\"_blank\" rel=\"noreferrer noopener\"><span class=\"TextRun Underlined SCXW153569914 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW153569914 BCX0\" data-ccp-charstyle=\"Hyperlink\">government website<\/span><\/span><\/a><span class=\"TextRun SCXW153569914 BCX0\" lang=\"EN-GB\" xml:lang=\"EN-GB\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW153569914 BCX0\">.<\/span><\/span><\/span><\/p>\n\n          <\/span>\n\n        <\/div>\n      \n      <\/div>\n      \n    \n    <\/div>\n\n\n          \n        \n      <\/div>\n\n    \n    \n    \n        \n    \n  \n  <\/div>\n\n<\/section>\n\n\n<section id=\"signposts-block_79d54dcbbb39b2c236bcaf23409f0dc0\" class=\" signposts light-gray signpost-bg-transparent\" id=\"signposts-block_79d54dcbbb39b2c236bcaf23409f0dc0\"  >\n\n\t<div class=\"body-push row\">\n\n\t\t<div class=\"grid  layout-50-50\">\n\n\t\t\t<div class=\"col-1\">\n\n\t\t\t\t\n\t\t\t\t\t<h2 class=\"section-title\">Looking for something else?<\/h2>\n\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\n\t\t<\/div>\n\n\t\t\n\t\t\t<div class=\"grid signpost-row grid-cols-2 transparent\">\n\n\t\t\t\t\n\t\t\t\t\t\n<a href=\"https:\/\/www.wealthtime.com\/investors\/contact\/\" target=\"_self\">\n    <article class=\"single-signpost transparent \" data-animate-on-scroll=\"fade-up\">\n\n        \n        \n        <div class=\"signpost-meta\">\n\n            \n                <h3 class=\"subtitle\">\n                    \n                    Speak to our friendly support team                \n                <\/h3>\n\n            \n            \n            \n                <div class=\"button-wrapper\"> \n                    \n                    <p class=\"button black\">\n                        \n                        Contact us                        \n                    <\/p>\n                \n                <\/div> \n\n            \n        <\/div>\n\n    <\/article>\n\n<\/a>\n\t\t\t\t\n\t\t\t\t\t\n<a href=\"https:\/\/www.wealthtime.com\/investors\/support-hub\/bereavement-support\/\" target=\"_self\">\n    <article class=\"single-signpost transparent \" data-animate-on-scroll=\"fade-up\">\n\n        \n        \n        <div class=\"signpost-meta\">\n\n            \n                <h3 class=\"subtitle\">\n                    \n                    Return to Bereavement Support page                \n                <\/h3>\n\n            \n            \n            \n                <div class=\"button-wrapper\"> \n                    \n                    <p class=\"button black\">\n                        \n                        Go back                        \n                    <\/p>\n                \n                <\/div> \n\n            \n        <\/div>\n\n    <\/article>\n\n<\/a>\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\n\n\t\t\n\t\t\t\n\t\t\n\n\t\t\n\t<\/div>\n\n<\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":26,"featured_media":0,"parent":5257,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-4350","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Bereavement support FAQs - Investors<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.wealthtime.com\/investors\/support-hub\/bereavement-support\/faqs\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bereavement support FAQs - Investors\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.wealthtime.com\/investors\/support-hub\/bereavement-support\/faqs\/\" \/>\n<meta property=\"og:site_name\" content=\"Investors\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-25T09:21:44+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.wealthtime.com\\\/investors\\\/support-hub\\\/bereavement-support\\\/faqs\\\/\",\"url\":\"https:\\\/\\\/www.wealthtime.com\\\/investors\\\/support-hub\\\/bereavement-support\\\/faqs\\\/\",\"name\":\"Bereavement support FAQs - Investors\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.wealthtime.com\\\/investors\\\/#website\"},\"datePublished\":\"2025-11-24T01:40:44+00:00\",\"dateModified\":\"2026-03-25T09:21:44+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.wealthtime.com\\\/investors\\\/support-hub\\\/bereavement-support\\\/faqs\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.wealthtime.com\\\/investors\\\/support-hub\\\/bereavement-support\\\/faqs\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.wealthtime.com\\\/investors\\\/support-hub\\\/bereavement-support\\\/faqs\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.wealthtime.com\\\/investors\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Wealthtime Platform\",\"item\":\"https:\\\/\\\/www.wealthtime.com\\\/investors\\\/support-hub\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Bereavement support\",\"item\":\"https:\\\/\\\/www.wealthtime.com\\\/investors\\\/support-hub\\\/bereavement-support\\\/\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"Bereavement support FAQs\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.wealthtime.com\\\/investors\\\/#website\",\"url\":\"https:\\\/\\\/www.wealthtime.com\\\/investors\\\/\",\"name\":\"Investors\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.wealthtime.com\\\/investors\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Bereavement support FAQs - Investors","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.wealthtime.com\/investors\/support-hub\/bereavement-support\/faqs\/","og_locale":"en_US","og_type":"article","og_title":"Bereavement support FAQs - Investors","og_url":"https:\/\/www.wealthtime.com\/investors\/support-hub\/bereavement-support\/faqs\/","og_site_name":"Investors","article_modified_time":"2026-03-25T09:21:44+00:00","twitter_card":"summary_large_image","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.wealthtime.com\/investors\/support-hub\/bereavement-support\/faqs\/","url":"https:\/\/www.wealthtime.com\/investors\/support-hub\/bereavement-support\/faqs\/","name":"Bereavement support FAQs - Investors","isPartOf":{"@id":"https:\/\/www.wealthtime.com\/investors\/#website"},"datePublished":"2025-11-24T01:40:44+00:00","dateModified":"2026-03-25T09:21:44+00:00","breadcrumb":{"@id":"https:\/\/www.wealthtime.com\/investors\/support-hub\/bereavement-support\/faqs\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.wealthtime.com\/investors\/support-hub\/bereavement-support\/faqs\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.wealthtime.com\/investors\/support-hub\/bereavement-support\/faqs\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.wealthtime.com\/investors\/"},{"@type":"ListItem","position":2,"name":"Wealthtime Platform","item":"https:\/\/www.wealthtime.com\/investors\/support-hub\/"},{"@type":"ListItem","position":3,"name":"Bereavement support","item":"https:\/\/www.wealthtime.com\/investors\/support-hub\/bereavement-support\/"},{"@type":"ListItem","position":4,"name":"Bereavement support FAQs"}]},{"@type":"WebSite","@id":"https:\/\/www.wealthtime.com\/investors\/#website","url":"https:\/\/www.wealthtime.com\/investors\/","name":"Investors","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.wealthtime.com\/investors\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/www.wealthtime.com\/investors\/wp-json\/wp\/v2\/pages\/4350","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.wealthtime.com\/investors\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.wealthtime.com\/investors\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.wealthtime.com\/investors\/wp-json\/wp\/v2\/users\/26"}],"replies":[{"embeddable":true,"href":"https:\/\/www.wealthtime.com\/investors\/wp-json\/wp\/v2\/comments?post=4350"}],"version-history":[{"count":50,"href":"https:\/\/www.wealthtime.com\/investors\/wp-json\/wp\/v2\/pages\/4350\/revisions"}],"predecessor-version":[{"id":5592,"href":"https:\/\/www.wealthtime.com\/investors\/wp-json\/wp\/v2\/pages\/4350\/revisions\/5592"}],"up":[{"embeddable":true,"href":"https:\/\/www.wealthtime.com\/investors\/wp-json\/wp\/v2\/pages\/5257"}],"wp:attachment":[{"href":"https:\/\/www.wealthtime.com\/investors\/wp-json\/wp\/v2\/media?parent=4350"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}