{"id":14690,"date":"2026-09-08T15:26:44","date_gmt":"2026-09-08T15:26:44","guid":{"rendered":"https:\/\/www.wealthtime.com\/advisers\/?page_id=14690"},"modified":"2026-09-10T12:23:36","modified_gmt":"2026-09-10T12:23:36","slug":"permission-to-spend","status":"publish","type":"page","link":"https:\/\/www.wealthtime.com\/advisers\/permission-to-spend\/","title":{"rendered":"Permission to spend"},"content":{"rendered":"\n<section id=\"hero-block_faefe79933489c44b6e5c8007d6869ad\" class=\"hero black\">\n\n  \n    <div class=\"slider\" id=\"slider-block_faefe79933489c44b6e5c8007d6869ad\">\n\n      <div class=\"slider-wrapper\">\n\n        \n        \n          <div class=\"slide\" data-slide-index=\"1\" data-slide-active=\"true\">\n\n            \n\n  <img loading=\"lazy\" decoding=\"async\" width=\"1920\" height=\"1080\" src=\"https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS003_ManWithMug_1920x1080-2.png\" class=\"hero-image\" alt=\"row full-width hero\" srcset=\"https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS003_ManWithMug_1920x1080-2.png 1920w, https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS003_ManWithMug_1920x1080-2-300x169.png 300w, https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS003_ManWithMug_1920x1080-2-1024x576.png 1024w, https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS003_ManWithMug_1920x1080-2-768x432.png 768w, https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS003_ManWithMug_1920x1080-2-1536x864.png 1536w, https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS003_ManWithMug_1920x1080-2-640x360.png 640w, https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS003_ManWithMug_1920x1080-2-1200x675.png 1200w\" sizes=\"auto, (max-width: 1920px) 100vw, 1920px\" \/>\n\n<div class=\"grid content body-push left-aligned \">\n\n  <div class=\"content-wrap\">\n\n    <div class=\"wrap-inner\">\n\n      <p class=\"label\">New research<\/p>\n\n      \n        <h1 class=\"hero-title\">Permission to spend<\/h1>\n\n      \n      \n        <span class=\"hero-content\">\n\n          <p>Unlock your clients\u2019 confidence in retirement<\/p>\n\n        <\/span>\n\n      \n      \n      \n        <div class=\"button-wrapper\">\n\n          <a class=\"button\" href=\"#guide\" target=\"\">Get the guide<\/a>\n\n        <\/div>\n\n      \n      \n    <\/div>\n\n    \n  <\/div>\n\n  \n<\/div>\n          <\/div>\n\n          \n                \n      <\/div>\n\n      \n    <\/div>\n\n    \n<\/section>\n\n\n\n\n  <section class=\"page-menu\" id=\"page-menu\">\n\n    <div class=\"nav-wrapper-outer\" id=\"nav-wrapper-outer\">\n\n      <div class=\"body-push row\">\n        \n        <div class=\"nav-wrapper\" id=\"nav-wrapper-inner\">\n          <!-- Menu goes here -->\n          <ul id=\"page-nav\"><\/ul>\n        <\/div>\n\n      <\/div>\n\n    <\/div>\n\n  <\/section>\n\n\n\n\n<section id=\"research\" class=\" signposts white signpost-bg-transparent\" id=\"research\" data-anchor-text=\"The research\" data-anchor-link=\"research\">\n\n\t<div class=\"body-push row\">\n\n\t\t<div class=\"grid  layout-75-35\">\n\n\t\t\t<div class=\"col-1\">\n\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t<div class=\"content\" data-animate-on-scroll='fade-up'>\n\n\t\t\t\t\t\t<h3>A retirement plan has to succeed twice. First, the maths must work. Then, the household needs to confidently use the plan.<\/h3>\n<p>Retirement-income planning often assumes that once affordability has been proven, clients will naturally act. But our latest research \u2013 Permission to spend &#8211; suggests otherwise. Many clients continue to underspend, some overspend, and almost half do not sustain increased spending even after receiving explicit permission from their adviser.<\/p>\n\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\n\t\t\t\t<div class=\"col-2\">\n\n\t\t\t\t\t<div class=\"image\" data-animate-on-scroll='fade-in'>\n\n\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"1200\" src=\"https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS004.png\" class=\"attachment-small size-small\" alt=\"signpost row\" srcset=\"https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS004.png 1200w, https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS004-300x300.png 300w, https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS004-1024x1024.png 1024w, https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS004-150x150.png 150w, https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS004-768x768.png 768w, https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS004-640x640.png 640w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\n\t\t\t\n\t\t<\/div>\n\n\t\t\n\n\t\t\n\n\t\t\n\t<\/div>\n\n<\/section>\n\n\n<section id=\"signposts-block_7acb6cd130ee5e082eb0655402db3709\" class=\" signposts black signpost-bg-black\" id=\"signposts-block_7acb6cd130ee5e082eb0655402db3709\"  >\n\n\t<div class=\"body-push row\">\n\n\t\t<div class=\"grid  layout-100-0\">\n\n\t\t\t<div class=\"col-1\">\n\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t<div class=\"content\" data-animate-on-scroll='fade-up'>\n\n\t\t\t\t\t\t<p style=\"text-align: center\">Based on our new research with 1,000 retirees and 200 financial advisers, we\u2019ve developed the insight, framework and tools to help you unlock your clients\u2019 confidence in retirement. Get your <a href=\"#guide\"><strong>free adviser guide <\/strong><\/a>and join our <a href=\"#webinar\"><strong>CPD-accredited webinar<\/strong><\/a> as we explore the confidence gap in retirement and the opportunity for financial advisers.<\/p>\n\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\n\t\t<\/div>\n\n\t\t\n\n\t\t\n\n\t\t\n\t<\/div>\n\n<\/section>\n\n\n<section id=\"findings\" class=\" signposts light-gray signpost-bg-black\" id=\"findings\" data-anchor-text=\"Key findings\" data-anchor-link=\"findings\">\n\n\t<div class=\"body-push row\">\n\n\t\t<div class=\"grid  layout-75-35\">\n\n\t\t\t<div class=\"col-1\">\n\n\t\t\t\t\n\t\t\t\t\t<h2 class=\"section-title\">Why this matters for advisers<\/h2>\n\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t<div class=\"content\" data-animate-on-scroll='fade-up'>\n\n\t\t\t\t\t\t<p>Permission to spend explores the gap between creating a retirement-income plan and helping clients confidently live it. The findings point to a simple reality: technically sound advice can still fail to become lasting household action.<\/p>\n\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\n\t\t<\/div>\n\n\t\t\n\t\t\t<div class=\"grid signpost-row grid-cols-5 black\">\n\n\t\t\t\t\n\t\t\t\t\t\n\n    <article class=\"single-signpost black stat-active\" data-animate-on-scroll=\"fade-up\">\n\n        \n        \n            <h3 class=\"stat\">\n                \n                24%\n                <sup><\/sup>\n            \n            <\/h3>\n\n        \n        <div class=\"signpost-meta\">\n\n            \n            \n                <span class=\"description\">\n                    \n                    <p>of retirees say they spend less than their financial position supports<\/p>\n                \n                <\/span>\n\n            \n            \n        <\/div>\n\n    <\/article>\n\n\n\t\t\t\t\n\t\t\t\t\t\n\n    <article class=\"single-signpost black stat-active\" data-animate-on-scroll=\"fade-up\">\n\n        \n        \n            <h3 class=\"stat\">\n                \n                48%\n                <sup><\/sup>\n            \n            <\/h3>\n\n        \n        <div class=\"signpost-meta\">\n\n            \n            \n                <span class=\"description\">\n                    \n                    <p>of clients did not increase their spending after receiving explicit permission<\/p>\n                \n                <\/span>\n\n            \n            \n        <\/div>\n\n    <\/article>\n\n\n\t\t\t\t\n\t\t\t\t\t\n\n    <article class=\"single-signpost black stat-active\" data-animate-on-scroll=\"fade-up\">\n\n        \n        \n            <h3 class=\"stat\">\n                \n                24%\n                <sup><\/sup>\n            \n            <\/h3>\n\n        \n        <div class=\"signpost-meta\">\n\n            \n            \n                <span class=\"description\">\n                    \n                    <p>may be spending above what is sustainable<\/p>\n                \n                <\/span>\n\n            \n            \n        <\/div>\n\n    <\/article>\n\n\n\t\t\t\t\n\t\t\t\t\t\n\n    <article class=\"single-signpost black stat-active\" data-animate-on-scroll=\"fade-up\">\n\n        \n        \n            <h3 class=\"stat\">\n                \n                50%\n                <sup><\/sup>\n            \n            <\/h3>\n\n        \n        <div class=\"signpost-meta\">\n\n            \n            \n                <span class=\"description\">\n                    \n                    <p>say reassurance from advice weakens within six months<\/p>\n                \n                <\/span>\n\n            \n            \n        <\/div>\n\n    <\/article>\n\n\n\t\t\t\t\n\t\t\t\t\t\n\n    <article class=\"single-signpost black stat-active\" data-animate-on-scroll=\"fade-up\">\n\n        \n        \n            <h3 class=\"stat\">\n                \n                54\n                <sup><\/sup>\n            \n            <\/h3>\n\n        \n        <div class=\"signpost-meta\">\n\n            \n            \n                <span class=\"description\">\n                    \n                    <p>Retirement confidence scored just <strong>54\/100<\/strong> overall in the research study<\/p>\n                \n                <\/span>\n\n            \n            \n        <\/div>\n\n    <\/article>\n\n\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\n\n\t\t\n\t\t\t\n\t\t\n\n\t\t\n\t<\/div>\n\n<\/section>\n\n\n<section id=\"signposts-block_129f1516cf5ae22cf95b290ffbe1094f\" class=\" signposts white signpost-bg-transparent\" id=\"signposts-block_129f1516cf5ae22cf95b290ffbe1094f\"  >\n\n\t<div class=\"body-push row\">\n\n\t\t<div class=\"grid  layout-75-35\">\n\n\t\t\t<div class=\"col-1\">\n\n\t\t\t\t\n\t\t\t\t\t<h2 class=\"section-title\">Permission to spend: The adviser guide<\/h2>\n\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t<div class=\"content\" data-animate-on-scroll='fade-up'>\n\n\t\t\t\t\t\t<p>Download your free guide to access the key findings from our research and discover guidance to help clients make more informed retirement spending decisions.<\/p>\n<p><span style=\"color: #1dd698\"><strong>Inside the guide:<\/strong><\/span><\/p>\n<ul>\n<li>The key findings from our research with retirees and advisers<\/li>\n<li>The Permission to spend map: four points where retirement plans break down<\/li>\n<li>A repeatable way to identify client priorities and determine when their plan may need recalibration<\/li>\n<li>A practical framework for building and communicating an annual spending range<\/li>\n<li>A review process that checks actual spending and household confidence, as well as technical suitability<\/li>\n<li>The Adviser Diagnostic tool for meetings and reviews<\/li>\n<li>A Client Permission Statement the household can keep<\/li>\n<\/ul>\n<h3><\/h3>\n\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t<div class=\"button-wrapper\">\n\n\n\t\t\t\t\t\t\t<a href=\"#guide\" target=\"_self\" class=\"button black\">Download the guide<\/a>\n\n\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\n\t\t\t\t<div class=\"col-2\">\n\n\t\t\t\t\t<div class=\"image\" data-animate-on-scroll='fade-in'>\n\n\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS010.png\" class=\"attachment-small size-small\" alt=\"signpost row\" srcset=\"https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS010.png 1024w, https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS010-300x300.png 300w, https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS010-150x150.png 150w, https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS010-768x768.png 768w, https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS010-640x640.png 640w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\n\t\t\t\n\t\t<\/div>\n\n\t\t\n\n\t\t\n\n\t\t\n\t<\/div>\n\n<\/section>\n\n\n\n\n<section id=\"guide\" class=\"title-and-description light-gray\" data-anchor-text=\"Get the guide\" data-anchor-link=\"guide\">\n\n\t<div class=\"body-push row\">\n\n\t\t<div class=\"grid  layout-75-35\">\n\n\t\t\t<div class=\"col-1\">\n\n\t\t\t\t\n\t\t\t\t\t<h1 class=\"section-title\">Download your free guide<\/h2>\n\n\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t<div class=\"description\">\n\n\t\t\t\t\t\t\t<p>Get actionable insights, practical frameworks and tools you can use immediately.<\/p>\n<p><script charset=\"utf-8\" type=\"text\/javascript\" src=\"\/\/js-eu1.hsforms.net\/forms\/embed\/v2.js\"><\/script><br \/>\n<script>\n  hbspt.forms.create({\n    portalId: \"25437690\",\n    formId: \"d605852f-bf52-4318-865e-8d060f36c2bc\",\n    region: \"eu1\"\n  });\n<\/script><\/p>\n\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\n\t\t\t\n\t\t<\/div>\n\n<\/section>\n\n\n<section id=\"signposts-block_019064860ca07e0e028e229e3024c920\" class=\" signposts black signpost-bg-transparent\" id=\"signposts-block_019064860ca07e0e028e229e3024c920\"  >\n\n\t<div class=\"body-push row\">\n\n\t\t<div class=\"grid  layout-75-35\">\n\n\t\t\t<div class=\"col-1\">\n\n\t\t\t\t\n\t\t\t\t\t<h2 class=\"section-title\">Live webinar &#8211; Permission to spend: Unlocking client confidence in retirement<\/h2>\n\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t<div class=\"content\" data-animate-on-scroll='fade-up'>\n\n\t\t\t\t\t\t<p><span style=\"color: #1dd698\"><strong>Thursday 8 October 2026<\/strong><\/span><br \/>\n<strong> 10:00am to 11:00am (1 hour) | <\/strong><strong>CPD-accredited<\/strong><\/p>\n<p>Our host <strong>David Edgar (Wealthtime)<\/strong>, will be joined by <strong>Tony Wickenden (Technical Connection)<\/strong> and <strong>Phillip Wickenden (Ad Lucem)<\/strong> for a webinar designed to help financial advisers better understand the gap between a technically robust retirement income plan and sustained household action.<\/p>\n<p><span style=\"color: #1dd698\"><strong>What you&#8217;ll learn<\/strong><\/span><\/p>\n<p>By attending, you will:<\/p>\n<ul>\n<li>Understand the key findings from Wealthtime&#8217;s latest retirement research and what they mean for adviser-client conversations<\/li>\n<li>Explore the four main reasons retirement income plans can break down in practice, even when they are technically sound<\/li>\n<li>Learn how the way income is delivered can influence a client&#8217;s confidence and willingness to spend<\/li>\n<li>Gain insight into the <strong>Permission to spend<\/strong> framework and how it can help clients create sustainable spending habits in retirement<\/li>\n<li>Hear practical guidance on the technical foundations of retirement planning, including tax, wrapper selection, sequencing risk, and the role of secure and flexible income<\/li>\n<li>Feel better equipped to help clients establish trusted spending boundaries and achieve better retirement outcomes<\/li>\n<\/ul>\n\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t<div class=\"button-wrapper\">\n\n\n\t\t\t\t\t\t\t<a href=\"#webinar\" target=\"_self\" class=\"button white\">Reserve your place<\/a>\n\n\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\n\t\t\t\t<div class=\"col-2\">\n\n\t\t\t\t\t<div class=\"image\" data-animate-on-scroll='fade-in'>\n\n\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"1200\" src=\"https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS007_v2-01-1-1.png\" class=\"attachment-small size-small\" alt=\"signpost row\" srcset=\"https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS007_v2-01-1-1.png 1200w, https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS007_v2-01-1-1-300x300.png 300w, https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS007_v2-01-1-1-1024x1024.png 1024w, https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS007_v2-01-1-1-150x150.png 150w, https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS007_v2-01-1-1-768x768.png 768w, https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS007_v2-01-1-1-640x640.png 640w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\n\t\t\t\n\t\t<\/div>\n\n\t\t\n\n\t\t\n\n\t\t\n\t<\/div>\n\n<\/section>\n\n\n\n\n<section id=\"webinar\" class=\"title-and-description light-gray\" data-anchor-text=\"Join the webinar\" data-anchor-link=\"webinar\">\n\n\t<div class=\"body-push row\">\n\n\t\t<div class=\"grid  layout-75-35\">\n\n\t\t\t<div class=\"col-1\">\n\n\t\t\t\t\n\t\t\t\t\t<h1 class=\"section-title\">Book your place today<\/h2>\n\n\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t<div class=\"description\">\n\n\t\t\t\t\t\t\t<p>Join the live session and discover practical ways to help clients understand, accept and act on retirement-income advice.<\/p>\n<p><script charset=\"utf-8\" type=\"text\/javascript\" src=\"\/\/js-eu1.hsforms.net\/forms\/embed\/v2.js\"><\/script><br \/>\n<script>\n  hbspt.forms.create({\n    portalId: \"25437690\",\n    formId: \"eff9c3e2-bb1c-475c-9224-4ff144a5dbe8\",\n    region: \"eu1\"\n  });\n<\/script><\/p>\n\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\n\t\t\t\n\t\t<\/div>\n\n<\/section>\n\n\n\n\n<section id=\"signposts-block_e3edbb0e61b82313d4054f230898c10d\" class=\" signposts white signpost-bg-transparent\" id=\"signposts-block_e3edbb0e61b82313d4054f230898c10d\"  >\n\n\t<div class=\"body-push row\">\n\n\t\t<div class=\"grid  layout-75-35\">\n\n\t\t\t<div class=\"col-1\">\n\n\t\t\t\t\n\t\t\t\t\t<h2 class=\"section-title\">Everything advisers need for retirement planning<\/h2>\n\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t<div class=\"content\" data-animate-on-scroll='fade-up'>\n\n\t\t\t\t\t\t<p>At Wealthtime, we provide the solutions advisers need to balance income security, flexibility and long-term growth for their clients. Our award-winning retirement proposition is designed to support modern retirement planning and Centralised Retirement Propositions (CRPs) combining drawdown, guaranteed income solutions, extensive investment choice and practical adviser tools \u2013 all on one platform.<\/p>\n\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t<div class=\"button-wrapper\">\n\n\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.wealthtime.com\/advisers\/wealthtime\/retirement\" target=\"_self\" class=\"button black\">Discover our award-winning retirement proposition<\/a>\n\n\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\n\t\t\t\t<div class=\"col-2\">\n\n\t\t\t\t\t<div class=\"image\" data-animate-on-scroll='fade-in'>\n\n\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"1200\" src=\"https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS008.png\" class=\"attachment-small size-small\" alt=\"signpost row\" srcset=\"https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS008.png 1200w, https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS008-300x300.png 300w, https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS008-1024x1024.png 1024w, https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS008-150x150.png 150w, https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS008-768x768.png 768w, https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS008-640x640.png 640w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\n\t\t\t\n\t\t<\/div>\n\n\t\t\n\n\t\t\n\n\t\t\n\t<\/div>\n\n<\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":17,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-14690","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - 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