{"id":14615,"date":"2026-09-09T14:54:50","date_gmt":"2026-09-09T14:54:50","guid":{"rendered":"https:\/\/www.wealthtime.com\/advisers\/?page_id=14615"},"modified":"2026-09-09T14:54:51","modified_gmt":"2026-09-09T14:54:51","slug":"guaranteed-income","status":"publish","type":"page","link":"https:\/\/www.wealthtime.com\/advisers\/wealthtime\/wealthtime-investments\/guaranteed-income\/","title":{"rendered":"Guaranteed Income"},"content":{"rendered":"\n<section id=\"hero-block_ef922f44cee2f278150fb67b50f16766\" class=\"hero black\">\n\n  \n    <div class=\"slider\" id=\"slider-block_ef922f44cee2f278150fb67b50f16766\">\n\n      <div class=\"slider-wrapper\">\n\n        \n        \n          <div class=\"slide\" data-slide-index=\"1\" data-slide-active=\"true\">\n\n            \n\n  <img loading=\"lazy\" decoding=\"async\" width=\"1920\" height=\"1080\" src=\"https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS027_SLI_Header-Web-Banner-Hero_1920x1080-01.png\" class=\"hero-image\" alt=\"row full-width hero\" srcset=\"https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS027_SLI_Header-Web-Banner-Hero_1920x1080-01.png 1920w, https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS027_SLI_Header-Web-Banner-Hero_1920x1080-01-300x169.png 300w, https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS027_SLI_Header-Web-Banner-Hero_1920x1080-01-1024x576.png 1024w, https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS027_SLI_Header-Web-Banner-Hero_1920x1080-01-768x432.png 768w, https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS027_SLI_Header-Web-Banner-Hero_1920x1080-01-1536x864.png 1536w, https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS027_SLI_Header-Web-Banner-Hero_1920x1080-01-640x360.png 640w, https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS027_SLI_Header-Web-Banner-Hero_1920x1080-01-1200x675.png 1200w\" sizes=\"auto, (max-width: 1920px) 100vw, 1920px\" \/>\n\n<div class=\"grid content body-push left-aligned \">\n\n  <div class=\"content-wrap\">\n\n    <div class=\"wrap-inner\">\n\n      <p class=\"label\">Guaranteed Income<\/p>\n\n      \n        <h1 class=\"hero-title\">Secure Lifetime Income<\/h1>\n\n      \n      \n      \n      \n      \n    <\/div>\n\n    \n  <\/div>\n\n  \n<\/div>\n          <\/div>\n\n          \n                \n      <\/div>\n\n      \n    <\/div>\n\n    \n<\/section>\n\n\n\n\n  <section class=\"page-menu\" id=\"page-menu\">\n\n    <div class=\"nav-wrapper-outer\" id=\"nav-wrapper-outer\">\n\n      <div class=\"body-push row\">\n        \n        <div class=\"nav-wrapper\" id=\"nav-wrapper-inner\">\n          <!-- Menu goes here -->\n          <ul id=\"page-nav\"><\/ul>\n        <\/div>\n\n      <\/div>\n\n    <\/div>\n\n  <\/section>\n\n\n\n\n<section id=\"signposts-block_5dd0d1788be23d9cd0a2fff15e9d6604\" class=\" signposts light-gray signpost-bg-transparent\" id=\"signposts-block_5dd0d1788be23d9cd0a2fff15e9d6604\"  >\n\n\t<div class=\"body-push row\">\n\n\t\t<div class=\"grid  layout-75-35\">\n\n\t\t\t<div class=\"col-1\">\n\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t<div class=\"content\" data-animate-on-scroll='fade-up'>\n\n\t\t\t\t\t\t<h2>One of the biggest challenges in retirement planning is balancing income security with flexibility.<\/h2>\n<p>That\u2019s why we\u2019ve integrated Just&#8217;s Secure Lifetime Income (SLI) solution into our platform. At its core, it works the same as a traditional annuity &#8211; in exchange for a proportion of your client\u2019s pension, they\u2019ll receive a guaranteed income for life. But instead of being paid into the client\u2019s bank account, the gross income is paid into their drawdown account. It can then be taken as income or reinvested depending on the client\u2019s needs.<\/p>\n\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\n\t\t\t\t<div class=\"col-2\">\n\n\t\t\t\t\t<div class=\"image\" data-animate-on-scroll='fade-in'>\n\n\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"2560\" src=\"https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS028-01-scaled.png\" class=\"attachment-small size-small\" alt=\"signpost row\" srcset=\"https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS028-01-scaled.png 2560w, https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS028-01-300x300.png 300w, https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS028-01-1024x1024.png 1024w, https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS028-01-150x150.png 150w, https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS028-01-768x768.png 768w, https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS028-01-1536x1536.png 1536w, https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS028-01-2048x2048.png 2048w, https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS028-01-640x640.png 640w, https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS028-01-1200x1200.png 1200w, https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS028-01-1920x1920.png 1920w\" sizes=\"auto, (max-width: 2560px) 100vw, 2560px\" \/>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\n\t\t\t\n\t\t<\/div>\n\n\t\t\n\n\t\t\n\n\t\t\n\t<\/div>\n\n<\/section>\n\n\n<section id=\"signposts-block_956fac701a674798358ffb517312d3e1\" class=\" signposts bg-pattern-1 signpost-bg-transparent\" id=\"signposts-block_956fac701a674798358ffb517312d3e1\" data-anchor-text=\"How does SLI work?\" data-anchor-link=\"how-does-it-work\">\n\n\t<div class=\"body-push row\">\n\n\t\t<div class=\"grid  layout-50-50\">\n\n\t\t\t<div class=\"col-1\">\n\n\t\t\t\t\n\t\t\t\t\t<h2 class=\"section-title\">How does it work?<\/h2>\n\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t<div class=\"content\" data-animate-on-scroll='fade-up'>\n\n\t\t\t\t\t\t<p>SLI adds an element of guaranteed income alongside your client\u2019s investment portfolio to help create a more sustainable and flexible retirement plan. The income from SLI is paid into the cash facility of your client\u2019s SIPP drawdown wrapper. You then have control over what to do with the income. You can either withdraw it or reinvest into other assets that are then held in the SIPP.<\/p>\n<p>The level of income paid from the drawdown wrapper can be more or less than the value of SLI payments. Of course, circumstances and retirement plans can change at any time. You can purchase another SLI if your client\u2019s desire for growth declines and their need for income increases.<\/p>\n\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\n\t\t\t\t<div class=\"col-2\">\n\n\t\t\t\t\t<div class=\"image\" data-animate-on-scroll='fade-in'>\n\n\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"2123\" src=\"https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS029-1-scaled.png\" class=\"attachment-small size-small\" alt=\"signpost row\" srcset=\"https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS029-1-scaled.png 2560w, https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS029-1-300x249.png 300w, https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS029-1-1024x849.png 1024w, https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS029-1-768x637.png 768w, https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS029-1-1536x1274.png 1536w, https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS029-1-2048x1698.png 2048w, https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS029-1-640x531.png 640w, https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS029-1-1200x995.png 1200w, https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS029-1-1920x1592.png 1920w\" sizes=\"auto, (max-width: 2560px) 100vw, 2560px\" \/>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\n\t\t\t\n\t\t<\/div>\n\n\t\t\n\n\t\t\n\n\t\t\n\t<\/div>\n\n<\/section>\n\n\n<section id=\"signposts-block_fc2e430462f3b922b140a9fc1fdcf62f\" class=\" signposts white signpost-bg-black\" id=\"signposts-block_fc2e430462f3b922b140a9fc1fdcf62f\" data-anchor-text=\"Why advisers use SLI\" data-anchor-link=\"why-advisers-use-SLI\">\n\n\t<div class=\"body-push row\">\n\n\t\t<div class=\"grid  layout-100-0\">\n\n\t\t\t<div class=\"col-1\">\n\n\t\t\t\t\n\t\t\t\t\t<h2 class=\"section-title\">Why advisers use Secure Lifetime Income for retirement planning<\/h2>\n\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\n\t\t<\/div>\n\n\t\t\n\t\t\t<div class=\"grid signpost-row grid-cols-5 black\">\n\n\t\t\t\t\n\t\t\t\t\t\n\n    <article class=\"single-signpost black \" data-animate-on-scroll=\"fade-up\">\n\n        \n            <div class=\"image-wrapper\">\n\n            <img decoding=\"async\" src=\"https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS030-01-scaled.png\" alt=\"signpost icon\" width=\"295px\" height=\"295px\" \/>\n\n            <\/div>\n        \n        \n        \n        <div class=\"signpost-meta\">\n\n            \n                <h3 class=\"subtitle\">\n                    \n                    Enhance drawdown strategies                \n                <\/h3>\n\n            \n            \n                <span class=\"description\">\n                    \n                    <p>Complements drawdown by adding a low-risk element of guaranteed income, helping to cover essential retirement spending.<\/p>\n                \n                <\/span>\n\n            \n            \n        <\/div>\n\n    <\/article>\n\n\n\t\t\t\t\n\t\t\t\t\t\n\n    <article class=\"single-signpost black \" data-animate-on-scroll=\"fade-up\">\n\n        \n            <div class=\"image-wrapper\">\n\n            <img decoding=\"async\" src=\"https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS031-01-scaled.png\" alt=\"signpost icon\" width=\"295px\" height=\"295px\" \/>\n\n            <\/div>\n        \n        \n        \n        <div class=\"signpost-meta\">\n\n            \n                <h3 class=\"subtitle\">\n                    \n                    Alternative defensive asset                \n                <\/h3>\n\n            \n            \n                <span class=\"description\">\n                    \n                    <p>Create more resilient retirement strategies, helping to mitigate longevity and sequencing risk without sacrificing long-term growth.<\/p>\n                \n                <\/span>\n\n            \n            \n        <\/div>\n\n    <\/article>\n\n\n\t\t\t\t\n\t\t\t\t\t\n\n    <article class=\"single-signpost black \" data-animate-on-scroll=\"fade-up\">\n\n        \n            <div class=\"image-wrapper\">\n\n            <img decoding=\"async\" src=\"https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS032-01-scaled.png\" alt=\"signpost icon\" width=\"295px\" height=\"295px\" \/>\n\n            <\/div>\n        \n        \n        \n        <div class=\"signpost-meta\">\n\n            \n                <h3 class=\"subtitle\">\n                    \n                    Simplified management                \n                <\/h3>\n\n            \n            \n                <span class=\"description\">\n                    \n                    <p>Retirement assets and income managed in one place on the Wealthtime platform. Online quotes and applications for ease.<\/p>\n                \n                <\/span>\n\n            \n            \n        <\/div>\n\n    <\/article>\n\n\n\t\t\t\t\n\t\t\t\t\t\n\n    <article class=\"single-signpost black \" data-animate-on-scroll=\"fade-up\">\n\n        \n            <div class=\"image-wrapper\">\n\n            <img decoding=\"async\" src=\"https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS033-01-scaled.png\" alt=\"signpost icon\" width=\"295px\" height=\"295px\" \/>\n\n            <\/div>\n        \n        \n        \n        <div class=\"signpost-meta\">\n\n            \n                <h3 class=\"subtitle\">\n                    \n                    Flexible decumulation solution                \n                <\/h3>\n\n            \n            \n                <span class=\"description\">\n                    \n                    <p>Income payments can be taken or reinvested as client circumstances change, providing greater flexibility for advisers and their clients.<\/p>\n                \n                <\/span>\n\n            \n            \n        <\/div>\n\n    <\/article>\n\n\n\t\t\t\t\n\t\t\t\t\t\n\n    <article class=\"single-signpost black \" data-animate-on-scroll=\"fade-up\">\n\n        \n            <div class=\"image-wrapper\">\n\n            <img decoding=\"async\" src=\"https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS034-01-scaled.png\" alt=\"signpost icon\" width=\"295px\" height=\"295px\" \/>\n\n            <\/div>\n        \n        \n        \n        <div class=\"signpost-meta\">\n\n            \n                <h3 class=\"subtitle\">\n                    \n                    Integrated with cashflow modelling tools                \n                <\/h3>\n\n            \n            \n                <span class=\"description\">\n                    \n                    <p>Integrated with tools such as CashCalc, helping you demonstrate the long-term impact of guaranteed income on retirement outcomes.<\/p>\n                \n                <\/span>\n\n            \n            \n        <\/div>\n\n    <\/article>\n\n\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\n\n\t\t\n\t\t\t\n\t\t\n\n\t\t\n\t<\/div>\n\n<\/section>\n\n\n<section id=\"signposts-block_ad53fa8136f063d7641137dbb108ec78\" class=\" signposts light-gray signpost-bg-black\" id=\"signposts-block_ad53fa8136f063d7641137dbb108ec78\" data-anchor-text=\"IHT landscape\" data-anchor-link=\"iht-landscape\">\n\n\t<div class=\"body-push row\">\n\n\t\t<div class=\"grid reverse-layout layout-75-35\">\n\n\t\t\t<div class=\"col-1\">\n\n\t\t\t\t\n\t\t\t\t\t<h2 class=\"section-title\">Adapting to the changing inheritance tax landscape<\/h2>\n\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t<div class=\"content\" data-animate-on-scroll='fade-up'>\n\n\t\t\t\t\t\t<p>With inheritance tax reforms expected from April 2027, many advisers are revisiting traditional retirement planning strategies. Unused pension assets are expected to form part of a client&#8217;s taxable estate, potentially reducing the value ultimately passed on to beneficiaries.<\/p>\n<p>For years, many clients have followed a \u2018pension last\u2019 approach, preserving pension assets while drawing income from other investments. As the rules change, retirement plans may need to place greater emphasis on using pension wealth for its original purpose: generating income in retirement.<\/p>\n<p><strong style=\"margin-bottom: 20px\">This is where Just&#8217;s Secure Lifetime Income (SLI) can play an important role. Combining SLI with drawdown can help firms:<br \/>\n<\/strong><\/p>\n<ul>\n<li>Generate sustainable retirement income from pension assets<\/li>\n<li>Potentially increase withdrawal rates without increasing investment risk<\/li>\n<li>Build retirement plans that can adapt as tax rules and client circumstances evolve<\/li>\n<li>Keep assets on platform, under advice and fully integrated with the wider retirement strategy<\/li>\n<\/ul>\n\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\n\t\t\t\t<div class=\"col-2\">\n\n\t\t\t\t\t<div class=\"image\" data-animate-on-scroll='fade-in'>\n\n\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"640\" src=\"https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS035.png\" class=\"attachment-small size-small\" alt=\"signpost row\" srcset=\"https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS035.png 640w, https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS035-300x300.png 300w, https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS035-150x150.png 150w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\n\t\t\t\n\t\t<\/div>\n\n\t\t\n\n\t\t\n\n\t\t\n\t<\/div>\n\n<\/section>\n\n\n<section id=\"signposts-block_81a90f87f9451104d0a004c9fa049d97\" class=\" signposts black signpost-bg-transparent\" id=\"signposts-block_81a90f87f9451104d0a004c9fa049d97\" data-anchor-text=\"Get a quote\" data-anchor-link=\"get-a-quote\">\n\n\t<div class=\"body-push row\">\n\n\t\t<div class=\"grid  layout-75-35\">\n\n\t\t\t<div class=\"col-1\">\n\n\t\t\t\t\n\t\t\t\t\t<h2 class=\"section-title\">Get a quote for your client<\/h2>\n\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t<div class=\"content\" data-animate-on-scroll='fade-up'>\n\n\t\t\t\t\t\t<p>You can get an indicative quote through the Wealthtime platform.<\/p>\n<p>From the platform homepage, click on \u2018Research Tools\u2019, then \u2018Guaranteed Income Generic Quote\u2019. If you\u2019re happy with what you see, you can then request a personalised quote. You\u2019ll need to complete a health questionnaire for your client to see if they qualify for an enhanced rate. The questionnaire portal is provided and operated by Spire Platform Solutions.<\/p>\n<p>Just like an annuity, how much income your client will receive is dictated by their health and lifestyle, where they live, what additional terms they need, how much of their pension they use and the rates at the time. The quote will be valid for 35 days.<\/p>\n<p>If you and your client are happy with the quote, you can apply online through the Wealthtime platform.<\/p>\n\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t<div class=\"button-wrapper\">\n\n\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.wealthtime.com\/advisers\/contact\/\" target=\"_self\" class=\"button white\">Get in touch to learn more<\/a>\n\n\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\n\t\t\t\t<div class=\"col-2\">\n\n\t\t\t\t\t<div class=\"image\" data-animate-on-scroll='fade-in'>\n\n\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"640\" src=\"https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS036.png\" class=\"attachment-small size-small\" alt=\"signpost row\" srcset=\"https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS036.png 640w, https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS036-300x300.png 300w, https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS036-150x150.png 150w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\n\t\t\t\n\t\t<\/div>\n\n\t\t\n\n\t\t\n\n\t\t\n\t<\/div>\n\n<\/section>\n\n\n<section id=\"signposts-block_e94cd17e8ef88dde63ca66f869055edb\" class=\" signposts white signpost-bg-transparent\" id=\"signposts-block_e94cd17e8ef88dde63ca66f869055edb\" data-anchor-text=\"SLI guide and case studies\" data-anchor-link=\"guide-and-case-studies\">\n\n\t<div class=\"body-push row\">\n\n\t\t<div class=\"grid  layout-75-35\">\n\n\t\t\t<div class=\"col-1\">\n\n\t\t\t\t\n\t\t\t\t\t<h2 class=\"section-title\">Explore our SLI case studies and guide<\/h2>\n\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\n\t\t<\/div>\n\n\t\t\n\t\t\t<div class=\"grid signpost-row grid-cols-4 transparent\">\n\n\t\t\t\t\n\t\t\t\t\t\n<a href=\"https:\/\/www.wealthtime.com\/advisers\/adviser-hub\/document-library\/docs\/secure-lifetime-income-sli-guide\/\" target=\"_self\">\n    <article class=\"single-signpost transparent \" data-animate-on-scroll=\"fade-up\">\n\n        \n            <div class=\"image-wrapper\">\n\n            <img decoding=\"async\" src=\"https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS037.png\" alt=\"signpost icon\" width=\"295px\" height=\"295px\" \/>\n\n            <\/div>\n        \n        \n        \n        <div class=\"signpost-meta\">\n\n            \n                <h3 class=\"subtitle\">\n                    \n                    SLI guide                \n                <\/h3>\n\n            \n            \n            \n                <div class=\"button-wrapper\"> \n                    \n                    <p class=\"button black\">\n                        \n                        Read the guide                        \n                    <\/p>\n                \n                <\/div> \n\n            \n        <\/div>\n\n    <\/article>\n\n<\/a>\n\t\t\t\t\n\t\t\t\t\t\n<a href=\"https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/01\/WT-SLI-case-study-Cynthia_0126.pdf\" target=\"_self\">\n    <article class=\"single-signpost transparent \" data-animate-on-scroll=\"fade-up\">\n\n        \n            <div class=\"image-wrapper\">\n\n            <img decoding=\"async\" src=\"https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS038.png\" alt=\"signpost icon\" width=\"295px\" height=\"295px\" \/>\n\n            <\/div>\n        \n        \n        \n        <div class=\"signpost-meta\">\n\n            \n                <h3 class=\"subtitle\">\n                    \n                    Cynthia                \n                <\/h3>\n\n            \n            \n            \n                <div class=\"button-wrapper\"> \n                    \n                    <p class=\"button black\">\n                        \n                        Read more                        \n                    <\/p>\n                \n                <\/div> \n\n            \n        <\/div>\n\n    <\/article>\n\n<\/a>\n\t\t\t\t\n\t\t\t\t\t\n<a href=\"https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/01\/WT-SLI-case-study-Geoff_0126.pdf\" target=\"_self\">\n    <article class=\"single-signpost transparent \" data-animate-on-scroll=\"fade-up\">\n\n        \n            <div class=\"image-wrapper\">\n\n            <img decoding=\"async\" src=\"https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS039.png\" alt=\"signpost icon\" width=\"295px\" height=\"295px\" \/>\n\n            <\/div>\n        \n        \n        \n        <div class=\"signpost-meta\">\n\n            \n                <h3 class=\"subtitle\">\n                    \n                    Geoff                \n                <\/h3>\n\n            \n            \n            \n                <div class=\"button-wrapper\"> \n                    \n                    <p class=\"button black\">\n                        \n                        Read more                        \n                    <\/p>\n                \n                <\/div> \n\n            \n        <\/div>\n\n    <\/article>\n\n<\/a>\n\t\t\t\t\n\t\t\t\t\t\n<a href=\"https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/01\/WT-SLI-case-study-John_0126.pdf\" target=\"_self\">\n    <article class=\"single-signpost transparent \" data-animate-on-scroll=\"fade-up\">\n\n        \n            <div class=\"image-wrapper\">\n\n            <img decoding=\"async\" src=\"https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS041.png\" alt=\"signpost icon\" width=\"295px\" height=\"295px\" \/>\n\n            <\/div>\n        \n        \n        \n        <div class=\"signpost-meta\">\n\n            \n                <h3 class=\"subtitle\">\n                    \n                    John                \n                <\/h3>\n\n            \n            \n            \n                <div class=\"button-wrapper\"> \n                    \n                    <p class=\"button black\">\n                        \n                        Read more                        \n                    <\/p>\n                \n                <\/div> \n\n            \n        <\/div>\n\n    <\/article>\n\n<\/a>\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\n\n\t\t\n\t\t\t\n\t\t\n\n\t\t\n\t<\/div>\n\n<\/section>\n\n\n<section id=\"signposts-block_5df7d5ed1abe85079bb6fd272c41b1cb\" class=\" signposts light-gray signpost-bg-transparent\" id=\"signposts-block_5df7d5ed1abe85079bb6fd272c41b1cb\" data-anchor-text=\"Retirement planning\" data-anchor-link=\"retirement-planning\">\n\n\t<div class=\"body-push row\">\n\n\t\t<div class=\"grid  layout-75-35\">\n\n\t\t\t<div class=\"col-1\">\n\n\t\t\t\t\n\t\t\t\t\t<h2 class=\"section-title\">Everything advisers need for retirement planning <\/h2>\n\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t<div class=\"content\" data-animate-on-scroll='fade-up'>\n\n\t\t\t\t\t\t<p>Our award-winning retirement proposition is designed to support modern retirement planning and Centralised Retirement Propositions (CRPs) combining drawdown, guaranteed income solutions, extensive investment choice and practical adviser tools \u2013 all on one platform.<\/p>\n\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t<div class=\"button-wrapper\">\n\n\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.wealthtime.com\/advisers\/wealthtime\/retirement\" target=\"_self\" class=\"button black\">Learn more<\/a>\n\n\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\n\t\t\t\t<div class=\"col-2\">\n\n\t\t\t\t\t<div class=\"image\" data-animate-on-scroll='fade-in'>\n\n\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"640\" src=\"https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS042.png\" class=\"attachment-small size-small\" alt=\"signpost row\" srcset=\"https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS042.png 640w, https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS042-300x300.png 300w, https:\/\/www.wealthtime.com\/wp-content\/uploads\/sites\/7\/2026\/09\/PTS042-150x150.png 150w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\n\t\t\t\n\t\t<\/div>\n\n\t\t\n\n\t\t\n\n\t\t\n\t<\/div>\n\n<\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":34,"featured_media":0,"parent":3520,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-14615","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Guaranteed Income - 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