{"id":13996,"date":"2026-08-18T08:17:43","date_gmt":"2026-08-18T08:17:43","guid":{"rendered":"https:\/\/www.wealthtime.com\/advisers\/?page_id=13996"},"modified":"2026-09-01T13:53:14","modified_gmt":"2026-09-01T13:53:14","slug":"how-to-get-an-imago-illustration","status":"publish","type":"page","link":"https:\/\/www.wealthtime.com\/advisers\/how-to-get-an-imago-illustration\/","title":{"rendered":"How to: Get an Imago illustration"},"content":{"rendered":"\n
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How to:<\/p>\n\n \n

Get an Imago illustration<\/h1>\n\n \n \n \n\n

(for new business)<\/p>\n

Generate clear, personalised, and easy to understand illustrations to help your clients make informed decisions about their financial future.<\/p>\n\n <\/span>\n\n \n \n \n \n <\/div>\n\n \n <\/div>\n\n \n<\/div>\n <\/div>\n\n \n \n <\/div>\n\n \n <\/div>\n\n \n<\/section>\n\n\n\n\n

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    Key things to remember<\/h2>\n\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\n\t\t<\/div>\n\n\t\t\n\t\t\t
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    \n \n Projections: \n <\/h3>\n\n \n \n \n \n
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    • Imago illustrations will project up to 10 years of growth, with a summary breakdown of growth assumptions from the end of year 1, end of year 5 and end of year 10.<\/li>\n<\/ul>\n \n <\/span>\n\n \n \n <\/div>\n\n <\/article>\n\n\n\t\t\t\t\n\t\t\t\t\t\n\n
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      \n \n Inflation factors: \n <\/h3>\n\n \n \n \n \n
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      • Any illustrations produced factor in inflation, based on a current rate of 2.0%.<\/li>\n<\/ul>\n \n <\/span>\n\n \n \n <\/div>\n\n <\/article>\n\n\n\t\t\t\t\n\t\t\t\t\t\n\n
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        \n \n Fund projections: \n <\/h3>\n\n \n \n \n \n
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        • For fund projections, only the mid\u2011growth rate can be edited in Imago; the low and high growth rates are set automatically.<\/li>\n<\/ul>\n \n <\/span>\n\n \n \n <\/div>\n\n <\/article>\n\n\n\t\t\t\t\n\t\t\t\t\t\n\n
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          \n \n Amending the illustration: \n <\/h3>\n\n \n \n \n \n
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          • Any amendments to the illustration will not amend the application.<\/li>\n<\/ul>\n \n <\/span>\n\n \n \n <\/div>\n\n <\/article>\n\n\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\n\n\t\t\n\t\t\t\n\t\t\n\n\t\t\n\t<\/div>\n\n<\/section>\n\n\n
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            Imago new business journey<\/h2>\n\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t
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            Once you’ve keyed a new client and added a wrapper, or completed the top-up journey for an existing client, the next stage of the submission journey takes place on the Documents page.<\/p>\n\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\n\t\t<\/div>\n\n\t\t\n\t\t\t

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            \n \n Click on ‘Pre-Sales Illustration’ \n <\/h3>\n\n \n \n \n \n

            This will take you through to the Imago illustration page.<\/p>\n

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            \n \n Review the key details entered during the new business journey \n <\/h3>\n\n \n \n \n \n

            The adviser charges, investment strategy, and either the wrapper top\u2011up amount or the expected transfer value from the ceding scheme, will be pre\u2011populated, where applicable.<\/p>\n

            The illustration will also show the ongoing charge of the funds that you’ve chosen, along with the platform charge for the firm.<\/p>\n

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            \n \n Amend any details you need to \n <\/h3>\n\n \n \n \n \n
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            • It\u2019s important to note that if you have a DFM model attached to the wrapper you must manually input the DFM fee onto the illustration through Imago before calculating the quote.<\/li>\n
            • Please remove the income fee on SIPPs.<\/li>\n<\/ul>\n

              \u2193<\/h3>\n \n <\/span>\n\n \n \n <\/div>\n\n <\/article>\n\n\n\t\t\t\t\n\t\t\t\t\t\n\n
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              \n \n When you’ve completed your amends, click ‘Calculate’ at the bottom left of the screen \n <\/h3>\n\n \n \n \n \n

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              \n \n Then click \u2018View PDF\u2019 which will generate the illustration on Wealthtime-headed paper \n <\/h3>\n\n \n \n \n \n

              \u2193<\/h3>\n \n <\/span>\n\n \n \n <\/div>\n\n <\/article>\n\n\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\n\n\t\t\n\t\t\t\n\t\t\n\n\t\t\n\t<\/div>\n\n<\/section>\n\n\n
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              What happens next<\/h2>\n\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t
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              After downloading the illustration, you can save it for your records and present it to the client to assist with the suitability report, before submitting the new business application.<\/p>\n

              You can edit saved illustrations by following the below steps:<\/strong><\/p>\n

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              1. From the dashboard, go to ‘Research Tools’<\/li>\n
              2. Select ‘Illustration Search’<\/li>\n
              3. Search for the client or find them on the client list<\/li>\n
              4. Select the illustration you wish to edit.<\/li>\n<\/ol>\n\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\n\t\t\t\t
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                \n\n\t\t\t\t\t\t\"signpost\n\t\t\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\n\t\t\t\n\t\t<\/div>\n\n\t\t\n\n\t\t\n\n\t\t\n\t<\/div>\n\n<\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":39,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-13996","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"\nHow to: Get an Imago illustration - Advisers<\/title>\n<meta name=\"robots\" content=\"noindex, follow\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to: Get an Imago illustration - Advisers\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.wealthtime.com\/advisers\/how-to-get-an-imago-illustration\/\" \/>\n<meta property=\"og:site_name\" content=\"Advisers\" \/>\n<meta property=\"article:modified_time\" content=\"2026-09-01T13:53:14+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.wealthtime.com\\\/advisers\\\/how-to-get-an-imago-illustration\\\/\",\"url\":\"https:\\\/\\\/www.wealthtime.com\\\/advisers\\\/how-to-get-an-imago-illustration\\\/\",\"name\":\"How to: Get an Imago illustration - 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