{"id":13900,"date":"2026-08-18T08:13:22","date_gmt":"2026-08-18T08:13:22","guid":{"rendered":"https:\/\/www.wealthtime.com\/advisers\/?page_id=13900"},"modified":"2026-09-01T13:50:58","modified_gmt":"2026-09-01T13:50:58","slug":"how-to-arrange-top-ups","status":"publish","type":"page","link":"https:\/\/www.wealthtime.com\/advisers\/how-to-arrange-top-ups\/","title":{"rendered":"How to: Arrange top ups"},"content":{"rendered":"\n
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How to:<\/p>\n\n \n

Arrange top ups<\/h1>\n\n \n \n \n\n

With this easy online journey, you can arrange for a single contribution, or for regular contributions to the client’s account.<\/p>\n\n <\/span>\n\n \n \n \n \n <\/div>\n\n \n <\/div>\n\n \n<\/div>\n <\/div>\n\n \n \n <\/div>\n\n \n <\/div>\n\n \n<\/section>\n\n\n\n\n

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    Key things to remember<\/h2>\n\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\n\t\t<\/div>\n\n\t\t\n\t\t\t
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    \n \n Saving applications: \n <\/h3>\n\n \n \n \n \n
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    • If you click ‘Save’, the application appears under Pending Applications from the main screen. You can resume or delete the application from there.<\/li>\n<\/ul>\n \n <\/span>\n\n \n \n <\/div>\n\n <\/article>\n\n\n\t\t\t\t\n\t\t\t\t\t\n\n
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      \n \n Single investments: \n <\/h3>\n\n \n \n \n \n
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      • Single investments must meet the \u00a31,200 minimum.<\/li>\n<\/ul>\n \n <\/span>\n\n \n \n <\/div>\n\n <\/article>\n\n\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\n\n\t\t\n\t\t\t\n\t\t\n\n\t\t\n\t<\/div>\n\n<\/section>\n\n\n
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        Adviser Zone journey<\/h2>\n\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t
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        From the Adviser Zone dashboard:<\/p>\n\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\n\t\t<\/div>\n\n\t\t\n\t\t\t

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        \n \n Select \u2018Go to Investor\u2019 \n <\/h3>\n\n \n \n \n \n

        OR use the search bar at the top to search for the investor’s name<\/p>\n

        \u2193<\/h3>\n \n <\/span>\n\n \n \n <\/div>\n\n <\/article>\n\n\n\t\t\t\t\n\t\t\t\t\t\n\n
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        \n \n Under ‘Active Wrappers’, select the wrapper you’d like to add the top up to \n <\/h3>\n\n \n \n \n \n

        \u2193<\/h3>\n \n <\/span>\n\n \n \n <\/div>\n\n <\/article>\n\n\n\t\t\t\t\n\t\t\t\t\t\n\n
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        \n \n From the green menu on the right, select ‘Top Up’ \n <\/h3>\n\n \n \n \n \n

        \u2193<\/h3>\n \n <\/span>\n\n \n \n <\/div>\n\n <\/article>\n\n\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\n\n\t\t\n\t\t\t\n\t\t\n\n\t\t\n\t<\/div>\n\n<\/section>\n\n\n
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        The submission process<\/h2>\n\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\n\t\t<\/div>\n\n\t\t\n\t\t\t
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        \n \n 1. Choose a wrapper nickname \n <\/h3>\n\n \n \n \n \n

        The wrapper nickname is optional but useful for telling multiples of the same product wrappers apart.<\/p>\n \n <\/span>\n\n \n \n <\/div>\n\n <\/article>\n\n\n\t\t\t\t\n\t\t\t\t\t\n\n

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        \n \n 2. Choose investment types \n <\/h3>\n\n \n \n \n \n

        Select from: Single, Regular, Transfer, or Re-registration<\/strong><\/p>\n

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        • Bank transfer limits may require clients to send larger amounts in multiple payments. By selecting ‘Add Another Investment’ in stage 2, you can match the expected amounts to each payment, which helps us add the funds to the wrapper more quickly.<\/li>\n<\/ul>\n \n <\/span>\n\n \n \n <\/div>\n\n <\/article>\n\n\n\t\t\t\t\n\t\t\t\t\t\n\n
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          \n \n 3. Select regular withdrawals \n <\/h3>\n\n \n \n \n \n
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          • Regular withdrawals require a verified bank account.<\/li>\n
          • For prospects:<\/strong> submit the application first, then add\/verify the bank account under Investor Details after.<\/li>\n<\/ul>\n \n <\/span>\n\n \n \n <\/div>\n\n <\/article>\n\n\n\t\t\t\t\n\t\t\t\t\t\n\n
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            \n \n 4. Select ongoing charges \n <\/h3>\n\n \n \n \n \n

            Select from: None, an Amount or a Percentage<\/p>\n \n <\/span>\n\n \n \n <\/div>\n\n <\/article>\n\n\n\t\t\t\t\n\t\t\t\t\t\n\n

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            \n \n 5a. Add assets \n <\/h3>\n\n \n \n \n \n

            Select from: Cash only, Model Portfolio, Assets or there’s the option to select a default investment strategy<\/p>\n

            There\u2019s an option within this page to use our \u2018Analyse Assets\u2019 tool to help.<\/p>\n \n <\/span>\n\n \n \n <\/div>\n\n <\/article>\n\n\n\t\t\t\t\n\t\t\t\t\t\n\n

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            \n \n 5b. Choose if you want to use a default investment strategy \n <\/h3>\n\n \n \n \n \n

            Select from: Yes or No<\/strong><\/p>\n

            If no is selected, you will be asked to add an investment.<\/p>\n

            If yes is selected, the top up will be invested as per the default strategy.<\/p>\n

            If you don\u2019t use the default investment strategy and select to invest into a model, the model will become the new default investment strategy, but this process will not rebalance existing funds.<\/p>\n

            If you select to use assets, you will be given the option to for the new investment strategy to become the default.<\/p>\n \n <\/span>\n\n \n \n <\/div>\n\n <\/article>\n\n\n\t\t\t\t\n\t\t\t\t\t\n\n

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            \n \n 6. View your documents \n <\/h3>\n\n \n \n \n \n

            Document types:<\/p>\n

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            • Pre-Sales Illustration \u2013 This is an Imago Illustration.<\/li>\n
            • Payment Instructions \u2013 This document provides our bank details for single deposits.<\/li>\n
            • Client report – This is for your records, there\u2019s no need to send this to us.<\/li>\n
            • Application Summary \u2013 This is for your records, there\u2019s no need to send this to us.<\/li>\n
            • Direct Debit Instruction \u2013 This document is for the client to complete and send back to us.<\/li>\n
            • Transfer Authority – This document if for the client to sign to instruct us to request a cash transfer from their current provider.<\/li>\n
            • Re-Registration Authority – This document if for the client to sign to instruct us to request an asset transfer from their current provider.<\/li>\n<\/ul>\n \n <\/span>\n\n \n \n <\/div>\n\n <\/article>\n\n\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\n\n\t\t\n\t\t\t\n\t\t\n\n\t\t\n\t<\/div>\n\n<\/section>\n\n\n
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              What happens next<\/h2>\n\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t
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              Once submitted, the top up will pull through to our technical team to process.<\/p>\n

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              • If it\u2019s a single contribution, tell the client they can now do the bank transfer to the bank details provided in the payment instruction document.<\/li>\n
              • If it\u2019s a regular contribution and the client wasn\u2019t present, the direct debit instruction needs to be completed and sent to us.<\/li>\n<\/ul>\n

                 <\/p>\n\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\n\t\t\t\t

                \n\n\t\t\t\t\t
                \n\n\t\t\t\t\t\t\"signpost\n\t\t\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\n\t\t\t\n\t\t<\/div>\n\n\t\t\n\n\t\t\n\n\t\t\n\t<\/div>\n\n<\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":39,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-13900","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"\nHow to: Arrange top ups - Advisers<\/title>\n<meta name=\"robots\" content=\"noindex, follow\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to: Arrange top ups - Advisers\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.wealthtime.com\/advisers\/how-to-arrange-top-ups\/\" \/>\n<meta property=\"og:site_name\" content=\"Advisers\" \/>\n<meta property=\"article:modified_time\" content=\"2026-09-01T13:50:58+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.wealthtime.com\\\/advisers\\\/how-to-arrange-top-ups\\\/\",\"url\":\"https:\\\/\\\/www.wealthtime.com\\\/advisers\\\/how-to-arrange-top-ups\\\/\",\"name\":\"How to: Arrange top ups - 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